ריביות משכנתא
כל ריביות המשכנתא העדכניות מבנק ישראל, במקום אחד ובעדכון אוטומטי: ריבית בנק ישראל, ריבית הפריים, הריביות הממוצעות בשוק והמדדים הרלוונטיים.
עודכן
קרא עוד על ריביות המשכנתא
הטבלאות בעמוד מציגות אינדיקציה לריביות שניתן לקבל בכל זמן נתון בהלוואות משכנתא. הריבית הסופית שתוצע לכם נקבעת פרטנית מול הגורם המממן, לפי פרופיל הלווה, אחוז המימון, תקופת ההלוואה ותמהיל המסלולים.
הריבית הממוצעת שמפרסם בנק ישראל כוללת סל רחב של הלוואות, ובהן גם הלוואות לכל מטרה בשעבוד דירה והלוואות זכאות. היא אינה משקפת בהכרח את ההצעה שתקבלו, ועיקר השימוש בה הוא לחישוב עמלת פירעון מוקדם.
ריבית הפריים נגזרת מריבית בנק ישראל בתוספת 1.5 נקודות האחוז, ולכן כל שינוי בהחלטת הריבית מתגלגל ישירות למסלולי הפריים ולהחזר החודשי בהם.
בדיקה ראשונית ללא עלות וייעוץ אישי ומקצועי יכולים לסייע לכם להבין מה המשמעות של הנתונים האלה על התמהיל שלכם.
ריבית בנק ישראל
3.25%
ריבית הפריים
4.75%
החלטת ריבית הבאה
23/11/2026
טבלת ריביות ראשית
| סוג הריבית | ערך נוכחי | תאריך | מגמה | פעולה |
|---|---|---|---|---|
| ריבית בנק ישראל | 3.25% | ירידה של 0.25 נקודות האחוז | ||
| ריבית הפריים | 4.75% | ירידה של 0.25 נקודות האחוז |
ריביות משכנתא ממוצעות צמודות למדד
ממוצעי הריבית שמפרסם בנק ישראל למסלולים צמודי מדד, לפי תקופת ההלוואה.
סך הכל 182 שורות במקור. בתצוגה הקומפקטית מוצגות 10 השורות העדכניות.
בסמארטפון אפשר לגלול את הטבלה ימינה ושמאלה לצפייה בכל העמודות.
| תוקף הריבית החל מ- | ריבית ממוצעת | עד 5 שנים | 5–10 שנים | 10–15 שנים | 15–20 שנים | 20–25 שנים | 25 שנים ומעלה | חודש פירעון |
|---|---|---|---|---|---|---|---|---|
| 19/10/2026 | 3.49% | 3.50% | 3.49% | 3.24% | 3.46% | 3.37% | 3.53% | 2026-09-30 |
| 15/09/2026 | 3.45% | 3.41% | 3.17% | 3.65% | 3.50% | 3.51% | 3.52% | 2026-08-31 |
| 13/07/2026 | 3.45% | 3.46% | 3.35% | 3.49% | 3.39% | 3.43% | 3.46% | 2026-06-30 |
| 11/06/2026 | 3.52% | 3.57% | 3.56% | 3.29% | 3.54% | 3.44% | 3.46% | 2026-05-31 |
| 14/05/2026 | 3.50% | 3.52% | 3.58% | 3.28% | 3.76% | 3.55% | 3.43% | 2026-04-30 |
| 21/04/2026 | 3.40% | 3.40% | 3.78% | 3.36% | 3.43% | 3.48% | 3.34% | 2026-03-31 |
| 16/03/2026 | 3.48% | 3.52% | 3.97% | 3.14% | 3.60% | 3.53% | 3.39% | 2026-02-28 |
| 11/02/2026 | 3.59% | 3.67% | 3.73% | 3.58% | 3.63% | 3.76% | 3.42% | 2026-01-31 |
| 14/01/2026 | 3.49% | 3.57% | 3.68% | 3.61% | 3.51% | 3.57% | 3.30% | 2025-12-31 |
| 11/12/2025 | 3.57% | 3.64% | 3.67% | 3.45% | 3.77% | 3.65% | 3.36% | 2025-11-30 |
| תוקף הריבית החל מ- | ריבית ממוצעת | עד 5 שנים | 5–10 שנים | 10–15 שנים | 15–20 שנים | 20–25 שנים | 25 שנים ומעלה | חודש פירעון |
|---|---|---|---|---|---|---|---|---|
| 19/10/2026 | 3.49% | 3.50% | 3.49% | 3.24% | 3.46% | 3.37% | 3.53% | 2026-09-30 |
| 15/09/2026 | 3.45% | 3.41% | 3.17% | 3.65% | 3.50% | 3.51% | 3.52% | 2026-08-31 |
| 13/07/2026 | 3.45% | 3.46% | 3.35% | 3.49% | 3.39% | 3.43% | 3.46% | 2026-06-30 |
| 11/06/2026 | 3.52% | 3.57% | 3.56% | 3.29% | 3.54% | 3.44% | 3.46% | 2026-05-31 |
| 14/05/2026 | 3.50% | 3.52% | 3.58% | 3.28% | 3.76% | 3.55% | 3.43% | 2026-04-30 |
| 21/04/2026 | 3.40% | 3.40% | 3.78% | 3.36% | 3.43% | 3.48% | 3.34% | 2026-03-31 |
| 16/03/2026 | 3.48% | 3.52% | 3.97% | 3.14% | 3.60% | 3.53% | 3.39% | 2026-02-28 |
| 11/02/2026 | 3.59% | 3.67% | 3.73% | 3.58% | 3.63% | 3.76% | 3.42% | 2026-01-31 |
| 14/01/2026 | 3.49% | 3.57% | 3.68% | 3.61% | 3.51% | 3.57% | 3.30% | 2025-12-31 |
| 11/12/2025 | 3.57% | 3.64% | 3.67% | 3.45% | 3.77% | 3.65% | 3.36% | 2025-11-30 |
| 12/11/2025 | 3.59% | 3.66% | 3.65% | 3.33% | 3.81% | 3.60% | 3.44% | 2025-10-31 |
| 24/10/2025 | 3.68% | 3.77% | 3.71% | 3.51% | 3.63% | 3.73% | 3.50% | 2025-09-30 |
| 11/09/2025 | 3.68% | 3.79% | 3.80% | 3.73% | 3.62% | 3.80% | 3.45% | 2025-08-31 |
| 14/08/2025 | 3.74% | 3.84% | 4.02% | 3.53% | 3.72% | 3.79% | 3.53% | 2025-07-31 |
| 15/07/2025 | 3.72% | 3.83% | 3.45% | 3.35% | 3.67% | 3.63% | 3.55% | 2025-06-30 |
| 16/06/2025 | 3.68% | 3.77% | 3.29% | 3.53% | 3.58% | 3.50% | 3.54% | 2025-05-31 |
| 15/05/2025 | 3.55% | 3.61% | 3.52% | 3.26% | 3.52% | 3.53% | 3.47% | 2025-04-30 |
| 11/04/2025 | 3.51% | 3.53% | 3.39% | 3.41% | 3.74% | 3.55% | 3.44% | 2025-03-31 |
| 12/03/2025 | 3.56% | 3.54% | 3.82% | 3.57% | 3.78% | 3.75% | 3.51% | 2025-02-28 |
| 13/02/2025 | 3.62% | 3.57% | 3.98% | 3.66% | 3.92% | 3.95% | 3.66% | 2025-01-31 |
| 15/01/2025 | 3.43% | 3.44% | 3.45% | 3.37% | 3.58% | 3.54% | 3.40% | 2024-12-31 |
| 11/12/2024 | 3.52% | 3.47% | 3.99% | 3.48% | 3.76% | 3.71% | 3.60% | 2024-11-30 |
| 14/11/2024 | 3.45% | 3.36% | 3.86% | 3.43% | 3.56% | 3.80% | 3.59% | 2024-10-31 |
| 15/10/2024 | 3.49% | 3.43% | 3.56% | 3.51% | 3.73% | 3.69% | 3.58% | 2024-09-30 |
| 11/09/2024 | 3.54% | 3.48% | 3.55% | 3.38% | 3.81% | 3.77% | 3.62% | 2024-08-31 |
| 15/08/2024 | 3.55% | 3.50% | 3.56% | 3.40% | 3.79% | 3.83% | 3.63% | 2024-07-31 |
| 12/07/2024 | 3.44% | 3.38% | 3.57% | 3.33% | 3.66% | 3.78% | 3.50% | 2024-06-30 |
| 17/06/2024 | 3.40% | 3.34% | 3.60% | 3.14% | 3.55% | 3.58% | 3.48% | 2024-05-31 |
| 13/05/2024 | 3.46% | 3.41% | 3.50% | 3.28% | 3.69% | 3.52% | 3.51% | 2024-04-30 |
| 12/04/2024 | 3.42% | 3.31% | 3.63% | 3.27% | 3.85% | 3.70% | 3.51% | 2024-03-31 |
| 13/03/2024 | 3.53% | 3.40% | 3.94% | 3.55% | 4.06% | 3.80% | 3.59% | 2024-02-29 |
| 13/02/2024 | 3.63% | 3.54% | 3.87% | 3.49% | 4.09% | 4.00% | 3.62% | 2024-01-31 |
| 12/01/2024 | 3.74% | 3.76% | 4.00% | 3.60% | 3.99% | 3.82% | 3.64% | 2023-12-31 |
| 13/12/2023 | 3.87% | 3.95% | 3.99% | 3.54% | 4.01% | 3.90% | 3.69% | 2023-11-30 |
| 13/11/2023 | 3.78% | 3.89% | 3.95% | 3.47% | 3.95% | 3.74% | 3.52% | 2023-10-31 |
| 17/10/2023 | 3.77% | 3.85% | 3.69% | 3.43% | 3.94% | 3.91% | 3.56% | 2023-09-30 |
| 13/09/2023 | 3.65% | 3.76% | 3.65% | 3.27% | 3.85% | 3.64% | 3.38% | 2023-08-31 |
| 11/08/2023 | 3.71% | 3.83% | 3.75% | 3.46% | 3.87% | 3.69% | 3.45% | 2023-07-31 |
| 12/07/2023 | 3.80% | 3.92% | 3.75% | 3.45% | 4.00% | 3.82% | 3.53% | 2023-06-30 |
| 12/06/2023 | 3.84% | 3.99% | 3.78% | 3.36% | 3.94% | 3.81% | 3.52% | 2023-05-31 |
| 11/05/2023 | 3.84% | 4.10% | 3.53% | 3.27% | 3.95% | 3.73% | 3.42% | 2023-04-30 |
| 19/04/2023 | 3.76% | 4.02% | 3.43% | 3.22% | 3.69% | 3.42% | 3.32% | 2023-03-31 |
| 14/03/2023 | 3.77% | 4.06% | 3.45% | 3.24% | 3.64% | 3.43% | 3.30% | 2023-02-28 |
| 26/02/2023 | 3.75% | 4.01% | 3.32% | 3.24% | 3.57% | 3.40% | 3.34% | 2023-01-31 |
| 12/01/2023 | 3.54% | 3.73% | 2.96% | 3.05% | 3.40% | 3.24% | 3.23% | 2022-12-31 |
| 13/12/2022 | 3.52% | 3.70% | 2.93% | 3.05% | 3.38% | 3.34% | 3.25% | 2022-11-30 |
| 11/11/2022 | 3.43% | 3.58% | 2.73% | 2.96% | 3.31% | 3.18% | 3.21% | 2022-10-31 |
| 19/10/2022 | 3.09% | 3.14% | 2.54% | 2.67% | 3.07% | 2.99% | 3.12% | 2022-09-30 |
| 13/09/2022 | 3.02% | 3.06% | 2.33% | 2.73% | 2.94% | 3.01% | 3.10% | 2022-08-31 |
| 12/08/2022 | 3.04% | 3.15% | 2.28% | 2.57% | 2.90% | 2.95% | 3.03% | 2022-07-31 |
| 14/07/2022 | 2.79% | 2.83% | 2.05% | 2.30% | 2.71% | 2.78% | 2.92% | 2022-06-30 |
| 14/06/2022 | 2.49% | 2.50% | 1.79% | 2.08% | 2.41% | 2.53% | 2.74% | 2022-05-31 |
| 16/05/2022 | 2.28% | 2.24% | 1.74% | 1.97% | 2.23% | 2.38% | 2.65% | 2022-04-30 |
| 13/04/2022 | 2.23% | 2.20% | 1.73% | 1.93% | 2.21% | 2.33% | 2.55% | 2022-03-31 |
| 14/03/2022 | 2.05% | 1.95% | 1.60% | 1.87% | 2.20% | 2.28% | 2.55% | 2022-02-28 |
| 14/02/2022 | 2.01% | 1.87% | 1.57% | 1.89% | 2.19% | 2.35% | 2.61% | 2022-01-31 |
| 11/01/2022 | 1.99% | 1.88% | 1.56% | 1.91% | 2.20% | 2.29% | 2.54% | 2021-12-31 |
| 13/12/2021 | 2.06% | 1.90% | 1.72% | 2.13% | 2.31% | 2.46% | 2.72% | 2021-11-30 |
| 11/11/2021 | 2.13% | 1.95% | 1.93% | 2.07% | 2.36% | 2.59% | 2.80% | 2021-10-31 |
| 12/10/2021 | 2.18% | 2.05% | 1.79% | 2.17% | 2.34% | 2.56% | 2.76% | 2021-09-30 |
| 20/09/2021 | 2.19% | 2.08% | 1.82% | 2.03% | 2.33% | 2.52% | 2.79% | 2021-08-31 |
| 11/08/2021 | 2.19% | 2.06% | 1.78% | 2.08% | 2.30% | 2.54% | 2.81% | 2021-07-31 |
| 12/07/2021 | 2.20% | 2.05% | 1.85% | 2.08% | 2.35% | 2.56% | 2.78% | 2021-06-30 |
| 11/06/2021 | 2.35% | 2.25% | 1.94% | 2.14% | 2.44% | 2.63% | 2.82% | 2021-05-31 |
| 12/05/2021 | 2.41% | 2.31% | 2.08% | 2.20% | 2.54% | 2.68% | 2.90% | 2021-04-30 |
| 14/04/2021 | 2.44% | 2.35% | 2.11% | 2.29% | 2.50% | 2.70% | 2.93% | 2021-03-31 |
| 11/03/2021 | 2.49% | 2.40% | 2.15% | 2.37% | 2.60% | 2.77% | 2.95% | 2021-02-28 |
| 11/02/2021 | 2.68% | 2.61% | 2.45% | 2.45% | 2.80% | 2.92% | 3.12% | 2021-01-31 |
| 11/01/2021 | 2.79% | 2.73% | 2.62% | 2.53% | 2.77% | 2.98% | 3.23% | 2020-12-31 |
| 11/12/2020 | 2.89% | 2.86% | 2.74% | 2.54% | 2.86% | 3.07% | 3.18% | 2020-11-30 |
| 11/11/2020 | 2.84% | 2.81% | 2.79% | 2.51% | 2.76% | 3.09% | 3.13% | 2020-10-31 |
| 16/10/2020 | 2.85% | 2.81% | 2.73% | 2.60% | 2.85% | 3.05% | 3.12% | 2020-09-30 |
| 11/09/2020 | 2.92% | 2.88% | 2.79% | 2.67% | 2.96% | 3.07% | 3.20% | 2020-08-31 |
| 11/08/2020 | 2.85% | 2.74% | 2.87% | 2.68% | 3.03% | 3.11% | 3.32% | 2020-07-31 |
| 13/07/2020 | 2.97% | 2.86% | 2.99% | 2.76% | 3.13% | 3.35% | 3.41% | 2020-06-30 |
| 11/06/2020 | 3.15% | 3.10% | 3.01% | 2.88% | 3.10% | 3.40% | 3.44% | 2020-05-30 |
| 11/05/2020 | 3.20% | 3.22% | 2.96% | 2.71% | 3.10% | 3.25% | 3.40% | 2020-04-30 |
| 21/04/2020 | 2.68% | 2.63% | 2.34% | 2.31% | 2.58% | 2.95% | 3.18% | 2020-03-31 |
| 13/03/2020 | 2.62% | 2.55% | 2.22% | 2.40% | 2.67% | 2.93% | 3.14% | 2020-02-29 |
| 11/02/2020 | 2.71% | 2.63% | 2.22% | 2.50% | 2.72% | 3.08% | 3.20% | 2020-01-31 |
| 13/01/2020 | 2.69% | 2.60% | 2.17% | 2.41% | 2.81% | 3.08% | 3.28% | 2019-12-31 |
| 11/12/2019 | 2.70% | 2.56% | 2.26% | 2.47% | 2.87% | 3.13% | 3.41% | 2019-11-30 |
| 11/11/2019 | 2.74% | 2.60% | 2.30% | 2.59% | 2.87% | 3.17% | 3.48% | 2019-10-31 |
| 11/10/2019 | 2.77% | 2.65% | 2.23% | 2.53% | 2.96% | 3.27% | 3.39% | 2019-09-30 |
| 11/09/2019 | 2.81% | 2.68% | 2.27% | 2.55% | 3.08% | 3.34% | 3.41% | 2019-08-31 |
| 13/08/2019 | 2.97% | 2.85% | 2.32% | 2.68% | 3.19% | 3.44% | 3.58% | 2019-07-31 |
| 11/07/2019 | 3.00% | 2.90% | 2.32% | 2.71% | 3.22% | 3.47% | 3.54% | 2019-06-30 |
| 11/06/2019 | 3.10% | 3.00% | 2.44% | 2.89% | 3.31% | 3.50% | 3.62% | 2019-05-31 |
| 13/05/2019 | 3.22% | 3.07% | 2.58% | 2.94% | 3.43% | 3.71% | 3.81% | 2019-04-30 |
| 11/04/2019 | 3.28% | 3.13% | 2.75% | 3.06% | 3.61% | 3.78% | 3.79% | 2019-03-31 |
| 11/03/2019 | 3.41% | 3.29% | 2.89% | 3.18% | 3.65% | 3.86% | 3.87% | 2019-02-28 |
| 11/02/2019 | 3.53% | 3.46% | 2.86% | 3.22% | 3.73% | 3.82% | 3.89% | 2019-01-31 |
| 11/01/2019 | 3.51% | 3.49% | 2.78% | 3.14% | 3.63% | 3.80% | 3.83% | 2018-12-31 |
| 11/12/2018 | 3.43% | 3.36% | 2.76% | 3.10% | 3.66% | 3.76% | 3.81% | 2018-11-30 |
| 12/11/2018 | 3.46% | 3.39% | 2.70% | 3.07% | 3.60% | 3.84% | 3.86% | 2018-10-31 |
| 11/10/2018 | 3.35% | 3.26% | 2.58% | 2.99% | 3.54% | 3.77% | 3.83% | 2018-09-30 |
| 14/09/2018 | 3.33% | 3.23% | 2.69% | 3.08% | 3.48% | 3.71% | 3.79% | 2018-08-31 |
| 13/08/2018 | 3.29% | 3.21% | 2.66% | 2.95% | 3.48% | 3.63% | 3.72% | 2018-07-31 |
| 11/07/2018 | 3.31% | 3.23% | 2.66% | 2.94% | 3.51% | 3.67% | 3.75% | 2018-06-30 |
| 11/06/2018 | 3.29% | 3.19% | 2.63% | 2.98% | 3.53% | 3.72% | 3.73% | 2018-05-31 |
| 11/05/2018 | 3.28% | 3.17% | 2.64% | 3.01% | 3.49% | 3.66% | 3.70% | 2018-04-30 |
| 18/04/2018 | 3.31% | 3.19% | 2.74% | 3.03% | 3.54% | 3.73% | 3.77% | 2018-03-31 |
| 12/03/2018 | 3.37% | 3.24% | 2.95% | 3.20% | 3.54% | 3.80% | 3.87% | 2018-02-28 |
| 12/02/2018 | 3.38% | 3.24% | 2.73% | 3.10% | 3.83% | 3.80% | 3.89% | 2018-01-31 |
| 11/01/2018 | 3.37% | 3.23% | 2.75% | 3.14% | 3.75% | 3.83% | 3.91% | 2017-12-31 |
| 11/12/2017 | 3.57% | 3.45% | 3.02% | 3.29% | 3.92% | 3.97% | 3.97% | 2017-11-30 |
| 13/11/2017 | 3.60% | 3.45% | 3.13% | 3.39% | 3.87% | 4.12% | 4.04% | 2017-10-31 |
| 17/10/2017 | 3.56% | 3.40% | 3.22% | 3.41% | 3.89% | 4.03% | 4.00% | 2017-09-30 |
| 11/09/2017 | 3.61% | 3.44% | 3.08% | 3.49% | 3.91% | 4.08% | 4.12% | 2017-08-31 |
| 11/08/2017 | 3.71% | 3.59% | 3.03% | 3.51% | 4.03% | 4.16% | 4.16% | 2017-07-31 |
| 11/07/2017 | 3.69% | 3.56% | 2.99% | 3.51% | 3.97% | 4.12% | 4.16% | 2017-06-30 |
| 12/06/2017 | 3.74% | 3.59% | 3.24% | 3.51% | 4.06% | 4.22% | 4.21% | 2017-05-31 |
| 11/05/2017 | 3.87% | 3.73% | 3.34% | 3.57% | 4.14% | 4.35% | 4.31% | 2017-04-30 |
| 20/04/2017 | 3.88% | 3.72% | 3.32% | 3.75% | 4.25% | 4.34% | 4.31% | 2017-03-31 |
| 15/03/2017 | 3.93% | 3.82% | 3.49% | 3.73% | 4.19% | 4.23% | 4.34% | 2017-02-28 |
| 13/02/2017 | 3.85% | 3.72% | 3.36% | 3.66% | 4.14% | 4.19% | 4.30% | 2017-01-31 |
| 11/01/2017 | 3.84% | 3.71% | 3.36% | 3.62% | 4.11% | 4.13% | 4.27% | 2016-12-31 |
| 12/12/2016 | 3.73% | 3.58% | 3.27% | 3.66% | 3.96% | 3.99% | 4.17% | 2016-11-30 |
| 11/11/2016 | 3.67% | 3.55% | 3.11% | 3.35% | 3.93% | 4.02% | 4.19% | 2016-10-31 |
| 14/10/2016 | 3.53% | 3.36% | 3.20% | 3.41% | 3.81% | 3.90% | 4.03% | 2016-09-30 |
| 12/09/2016 | 3.30% | 3.11% | 2.92% | 3.26% | 3.63% | 3.76% | 3.84% | 2016-08-31 |
| 11/08/2016 | 3.19% | 3.00% | 2.78% | 3.17% | 3.54% | 3.66% | 3.76% | 2016-07-31 |
| 11/07/2016 | 3.04% | 2.86% | 2.83% | 3.00% | 3.32% | 3.45% | 3.58% | 2016-06-30 |
| 13/06/2016 | 2.93% | 2.73% | 2.73% | 3.00% | 3.26% | 3.48% | 3.50% | 2016-05-31 |
| 11/05/2016 | 2.97% | 2.77% | 2.79% | 2.97% | 3.38% | 3.41% | 3.51% | 2016-04-30 |
| 11/04/2016 | 3.01% | 2.82% | 2.75% | 3.14% | 3.35% | 3.42% | 3.42% | 2016-03-31 |
| 11/03/2016 | 3.06% | 2.89% | 2.80% | 3.06% | 3.28% | 3.42% | 3.39% | 2016-02-29 |
| 11/02/2016 | 2.85% | 2.69% | 2.49% | 2.73% | 3.18% | 3.15% | 3.22% | 2016-01-31 |
| 11/01/2016 | 2.66% | 2.48% | 2.33% | 2.66% | 2.93% | 3.05% | 3.09% | 2015-12-31 |
| 11/12/2015 | 2.58% | 2.38% | 2.22% | 2.55% | 2.90% | 3.01% | 3.05% | 2015-11-30 |
| 11/11/2015 | 2.58% | 2.42% | 2.16% | 2.54% | 2.85% | 3.00% | 3.06% | 2015-10-31 |
| 12/10/2015 | 2.47% | 2.31% | 2.01% | 2.38% | 2.75% | 2.90% | 2.95% | 2015-09-30 |
| 11/09/2015 | 2.37% | 2.21% | 1.87% | 2.29% | 2.65% | 2.92% | 2.90% | 2015-08-31 |
| 11/08/2015 | 2.21% | 2.05% | 1.77% | 2.16% | 2.55% | 2.73% | 2.77% | 2015-07-31 |
| 12/07/2015 | 2.05% | 1.90% | 1.69% | 2.01% | 2.29% | 2.55% | 2.59% | 2015-06-30 |
| 11/06/2015 | 1.96% | 1.75% | 1.77% | 2.00% | 2.26% | 2.45% | 2.57% | 2015-05-31 |
| 11/05/2015 | 2.06% | 1.85% | 1.81% | 2.14% | 2.37% | 2.59% | 2.67% | 2015-04-30 |
| 13/04/2015 | 2.12% | 1.86% | 1.85% | 2.20% | 2.47% | 2.71% | 2.79% | 2015-03-31 |
| 11/03/2015 | 2.29% | 2.12% | 1.85% | 2.24% | 2.54% | 2.79% | 2.84% | 2015-02-28 |
| 11/02/2015 | 2.44% | 2.37% | 1.85% | 2.24% | 2.58% | 2.79% | 2.87% | 2015-01-31 |
| 12/01/2015 | 2.30% | 2.17% | 1.81% | 2.14% | 2.54% | 2.77% | 2.89% | 2014-12-31 |
| 11/12/2014 | 2.21% | 2.01% | 1.61% | 2.14% | 2.63% | 2.79% | 2.94% | 2014-11-30 |
| 11/11/2014 | 2.24% | 2.07% | 1.72% | 2.18% | 2.60% | 2.89% | 3.02% | 2014-10-31 |
| 12/10/2014 | 2.33% | 2.17% | 1.75% | 2.26% | 2.73% | 2.90% | 3.05% | 2014-09-30 |
| 11/09/2014 | 2.25% | 2.03% | 1.67% | 2.25% | 2.73% | 2.94% | 3.05% | 2014-08-31 |
| 11/08/2014 | 2.22% | 1.99% | 1.61% | 2.24% | 2.72% | 2.96% | 3.08% | 2014-07-31 |
| 11/07/2014 | 2.18% | 1.92% | 1.57% | 2.25% | 2.71% | 2.99% | 3.21% | 2014-06-30 |
| 11/06/2014 | 2.23% | 1.96% | 1.65% | 2.28% | 2.81% | 3.08% | 3.25% | 2014-05-31 |
| 12/05/2014 | 2.26% | 1.95% | 1.76% | 2.38% | 2.89% | 3.14% | 3.32% | 2014-04-30 |
| 11/04/2014 | 2.34% | 2.04% | 1.72% | 2.48% | 2.97% | 3.22% | 3.40% | 2014-03-31 |
| 11/03/2014 | 2.43% | 2.16% | 1.79% | 2.53% | 3.07% | 3.31% | 3.43% | 2014-02-28 |
| 11/02/2014 | 2.42% | 2.14% | 1.89% | 2.47% | 3.07% | 3.29% | 3.46% | 2014-01-31 |
| 12/01/2014 | 2.49% | 2.18% | 2.07% | 2.57% | 3.17% | 3.36% | 3.54% | 2013-12-31 |
| 11/12/2013 | 2.54% | 2.27% | 2.03% | 2.73% | 3.30% | 3.46% | 3.60% | 2013-11-30 |
| 11/11/2013 | 2.43% | 2.25% | 2.03% | 2.67% | 3.23% | 3.40% | 3.66% | 2013-10-31 |
| 11/10/2013 | 2.27% | 2.21% | 1.92% | 2.51% | 3.03% | 3.27% | 3.55% | 2013-09-30 |
| 11/09/2013 | 2.15% | 2.11% | 1.74% | 2.28% | 2.87% | 3.15% | 3.23% | 2013-08-31 |
| 12/08/2013 | 2.17% | 2.14% | 1.72% | 2.30% | 2.72% | 3.22% | 3.28% | 2013-07-31 |
| 11/07/2013 | 2.10% | 2.07% | 1.75% | 2.24% | 2.75% | 3.17% | 3.16% | 2013-06-30 |
| 11/06/2013 | 2.07% | 2.02% | 1.79% | 2.17% | 2.69% | 3.23% | 3.36% | 2013-05-31 |
| 12/05/2013 | 2.20% | 2.16% | 1.91% | 2.26% | 2.77% | 3.26% | 3.45% | 2013-04-30 |
| 11/04/2013 | 2.27% | 2.22% | 2.04% | 2.30% | 2.80% | 3.29% | 3.43% | 2013-03-31 |
| 11/03/2013 | 2.31% | 2.27% | 2.01% | 2.29% | 2.70% | 3.26% | 3.42% | 2013-02-28 |
| 11/02/2013 | 2.34% | 2.30% | 2.04% | 2.31% | 2.81% | 3.29% | 3.48% | 2013-01-31 |
| 11/01/2013 | 2.42% | 2.37% | 2.13% | 2.40% | 2.96% | 3.48% | 3.72% | 2012-12-31 |
| 11/12/2012 | 2.43% | 2.39% | 2.13% | 2.51% | 3.09% | 3.44% | 3.65% | 2012-11-30 |
| 12/11/2012 | 2.44% | 2.40% | 2.31% | 2.41% | 3.08% | 3.42% | 3.61% | 2012-10-31 |
| 14/10/2012 | 2.45% | 2.42% | 2.23% | 2.51% | 3.05% | 3.42% | 3.66% | 2012-09-30 |
| 11/09/2012 | 2.42% | 2.38% | 2.26% | 2.35% | 3.03% | 3.46% | 3.52% | 2012-08-31 |
| 12/08/2012 | 2.56% | 2.54% | 2.36% | 2.40% | 3.08% | 3.48% | 3.62% | 2012-07-31 |
| 11/07/2012 | 2.65% | 2.64% | 2.40% | 2.44% | 3.17% | 3.53% | 3.57% | 2012-06-30 |
| 11/06/2012 | 2.67% | 2.64% | 2.46% | 2.53% | 3.20% | 3.57% | 3.63% | 2012-05-31 |
| 11/05/2012 | 2.77% | 2.75% | 2.59% | 2.66% | 3.34% | 3.62% | 3.71% | 2012-04-30 |
| 11/04/2012 | 2.91% | 2.90% | 2.70% | 2.72% | 3.37% | 3.65% | 3.77% | 2012-03-31 |
| 12/03/2012 | 2.99% | 2.98% | 2.81% | 2.79% | 3.41% | 3.73% | 3.82% | 2012-02-29 |
| 13/02/2012 | 3.08% | 3.09% | 2.84% | 2.84% | 3.57% | 3.70% | 3.89% | 2012-01-31 |
| 11/01/2012 | 3.19% | 3.17% | 3.05% | 3.00% | 3.53% | 3.87% | 3.92% | 2011-12-31 |
| 12/12/2011 | 3.31% | 3.30% | 3.23% | 3.11% | 3.60% | 3.87% | 3.88% | 2011-11-30 |
| 11/11/2011 | 3.31% | 3.27% | 3.35% | 3.07% | 3.64% | 3.85% | 4.02% | 2011-10-31 |
| 11/10/2011 | 3.25% | 3.20% | 3.31% | 3.12% | 3.66% | 3.88% | 3.96% | 2011-09-30 |
| 12/09/2011 | 3.19% | 3.12% | 3.22% | 3.16% | 3.71% | 3.87% | 4.13% | 2011-08-31 |
| 11/08/2011 | 3.08% | 3.01% | 3.09% | 3.12% | 3.65% | 3.80% | 4.13% | 2011-07-31 |
רואים את הטווחים? בדקו מה הבנקים יציעו לכם ספציפית
ריביות משכנתא ממוצעות לא צמודות למדד
ממוצעי הריבית שמפרסם בנק ישראל למסלולים שאינם צמודי מדד, לפי תקופת ההלוואה.
סך הכל 164 שורות במקור. בתצוגה הקומפקטית מוצגות 10 השורות העדכניות.
בסמארטפון אפשר לגלול את הטבלה ימינה ושמאלה לצפייה בכל העמודות.
| תקופה לפרעון | תוקף הריבית החל מ- | עד שנה | מעל 1 ועד 5 שנים | מעל 5 ועד 10 שנים | מעל 10 ועד 15 שנים | מעל 15 ועד 20 שנים | מעל 20 ועד 25 שנים | מעל 25 שנה | ממוצע |
|---|---|---|---|---|---|---|---|---|---|
| 30/09/2026 | 19/10/2026 | 4.35% | 4.51% | 4.59% | 4.61% | 4.74% | 4.79% | 4.89% | 4.55% |
| 31/08/2026 | 15/09/2026 | 4.54% | 4.48% | 4.47% | 4.55% | 4.73% | 4.74% | 4.85% | 4.58% |
| 31/07/2026 | 13/08/2026 | 4.57% | 4.42% | 4.53% | 4.53% | 4.69% | 4.72% | 4.83% | 4.56% |
| 30/06/2026 | 13/07/2026 | 4.77% | 4.64% | 4.67% | 4.68% | 4.82% | 4.81% | 4.92% | 4.74% |
| 31/05/2026 | 11/06/2026 | 5.00% | 4.80% | 4.71% | 4.73% | 4.85% | 4.84% | 4.97% | 4.87% |
| 30/04/2026 | 14/05/2026 | 5.05% | 4.82% | 4.59% | 4.70% | 4.82% | 4.88% | 4.97% | 4.89% |
| 31/03/2026 | 21/04/2026 | 4.99% | 4.57% | 4.53% | 4.61% | 4.74% | 4.82% | 4.89% | 4.73% |
| 28/02/2026 | 16/03/2026 | 5.04% | 4.65% | 4.66% | 4.66% | 4.83% | 4.88% | 4.93% | 4.79% |
| 31/01/2026 | 11/02/2026 | 5.10% | 4.83% | 4.79% | 4.77% | 4.86% | 4.95% | 4.95% | 4.90% |
| 31/12/2025 | 14/01/2026 | 5.30% | 4.82% | 4.73% | 4.78% | 4.89% | 4.88% | 4.89% | 4.92% |
| תקופה לפרעון | תוקף הריבית החל מ- | עד שנה | מעל 1 ועד 5 שנים | מעל 5 ועד 10 שנים | מעל 10 ועד 15 שנים | מעל 15 ועד 20 שנים | מעל 20 ועד 25 שנים | מעל 25 שנה | ממוצע |
|---|---|---|---|---|---|---|---|---|---|
| 30/09/2026 | 19/10/2026 | 4.35% | 4.51% | 4.59% | 4.61% | 4.74% | 4.79% | 4.89% | 4.55% |
| 31/08/2026 | 15/09/2026 | 4.54% | 4.48% | 4.47% | 4.55% | 4.73% | 4.74% | 4.85% | 4.58% |
| 31/07/2026 | 13/08/2026 | 4.57% | 4.42% | 4.53% | 4.53% | 4.69% | 4.72% | 4.83% | 4.56% |
| 30/06/2026 | 13/07/2026 | 4.77% | 4.64% | 4.67% | 4.68% | 4.82% | 4.81% | 4.92% | 4.74% |
| 31/05/2026 | 11/06/2026 | 5.00% | 4.80% | 4.71% | 4.73% | 4.85% | 4.84% | 4.97% | 4.87% |
| 30/04/2026 | 14/05/2026 | 5.05% | 4.82% | 4.59% | 4.70% | 4.82% | 4.88% | 4.97% | 4.89% |
| 31/03/2026 | 21/04/2026 | 4.99% | 4.57% | 4.53% | 4.61% | 4.74% | 4.82% | 4.89% | 4.73% |
| 28/02/2026 | 16/03/2026 | 5.04% | 4.65% | 4.66% | 4.66% | 4.83% | 4.88% | 4.93% | 4.79% |
| 31/01/2026 | 11/02/2026 | 5.10% | 4.83% | 4.79% | 4.77% | 4.86% | 4.95% | 4.95% | 4.90% |
| 31/12/2025 | 14/01/2026 | 5.30% | 4.82% | 4.73% | 4.78% | 4.89% | 4.88% | 4.89% | 4.92% |
| 30/11/2025 | 11/12/2025 | 5.50% | 4.80% | 4.81% | 4.81% | 4.94% | 4.93% | 4.91% | 4.94% |
| 31/10/2025 | 12/11/2025 | 5.58% | 4.87% | 4.96% | 4.84% | 4.95% | 4.95% | 4.93% | 5.00% |
| 30/09/2025 | 24/10/2025 | 5.59% | 4.91% | 5.09% | 4.87% | 4.97% | 4.93% | 4.96% | 5.03% |
| 31/08/2025 | 11/09/2025 | 5.51% | 4.94% | 5.06% | 4.88% | 4.99% | 4.96% | 4.98% | 5.05% |
| 31/07/2025 | 14/08/2025 | 5.51% | 5.00% | 4.97% | 4.85% | 5.01% | 5.02% | 5.03% | 5.08% |
| 31/08/2025 | 11/08/2025 | 5.51% | 4.94% | 5.06% | 4.88% | 4.99% | 4.96% | 4.98% | 5.05% |
| 30/06/2025 | 15/07/2025 | 5.56% | 5.04% | 4.92% | 4.83% | 4.96% | 4.97% | 5.05% | 5.11% |
| 31/05/2025 | 16/06/2025 | 5.61% | 4.96% | 5.00% | 4.87% | 5.01% | 4.94% | 5.05% | 5.08% |
| 30/04/2025 | 15/05/2025 | 5.62% | 4.98% | 4.96% | 4.85% | 4.98% | 4.98% | 5.05% | 5.07% |
| 31/03/2025 | 11/04/2025 | 5.61% | 4.98% | 5.04% | 4.87% | 4.97% | 4.96% | 5.03% | 5.09% |
| 28/02/2025 | 12/03/2025 | 5.61% | 5.04% | 5.14% | 4.96% | 5.01% | 5.04% | 5.02% | 5.13% |
| 31/01/2025 | 13/02/2025 | 5.68% | 5.06% | 5.25% | 4.93% | 4.96% | 5.01% | 4.99% | 5.15% |
| 31/12/2024 | 15/01/2025 | 5.49% | 5.00% | 5.22% | 4.86% | 4.95% | 4.93% | 4.90% | 5.06% |
| 30/11/2024 | 11/12/2024 | 5.62% | 5.21% | 5.53% | 4.97% | 5.04% | 5.06% | 4.97% | 5.22% |
| 31/10/2024 | 14/11/2024 | 5.60% | 5.15% | 5.39% | 4.91% | 4.91% | 4.97% | 4.93% | 5.16% |
| 30/09/2024 | 15/10/2024 | 5.58% | 5.02% | 5.30% | 4.88% | 4.83% | 4.96% | 4.92% | 5.08% |
| 31/08/2024 | 11/09/2024 | 5.54% | 5.05% | 5.22% | 4.91% | 4.93% | 4.96% | 4.95% | 5.11% |
| 31/07/2024 | 15/08/2024 | 5.68% | 5.20% | 5.30% | 4.96% | 5.08% | 5.05% | 5.02% | 5.25% |
| 30/06/2024 | 12/07/2024 | 5.70% | 5.23% | 5.33% | 5.02% | 5.09% | 5.08% | 5.11% | 5.29% |
| 31/05/2024 | 17/06/2024 | 5.72% | 5.19% | 5.22% | 5.08% | 5.10% | 5.08% | 5.16% | 5.29% |
| 30/04/2024 | 13/05/2024 | 5.78% | 5.06% | 5.06% | 5.03% | 5.08% | 5.10% | 5.20% | 5.24% |
| 31/03/2024 | 12/04/2024 | 5.76% | 5.03% | 5.20% | 4.99% | 5.22% | 5.10% | 5.24% | 5.24% |
| 29/02/2024 | 13/03/2024 | 5.90% | 4.99% | 5.19% | 5.02% | 5.21% | 5.12% | 5.23% | 5.26% |
| 31/01/2024 | 13/02/2024 | 5.98% | 4.91% | 5.11% | 5.00% | 5.22% | 5.14% | 5.20% | 5.24% |
| 31/12/2023 | 12/01/2024 | 6.17% | 5.09% | 5.42% | 5.17% | 5.34% | 5.24% | 5.33% | 5.43% |
| 30/11/2023 | 13/12/2023 | 6.28% | 5.37% | 5.31% | 5.35% | 5.39% | 5.52% | 5.33% | 5.59% |
| 31/10/2023 | 13/11/2023 | 6.35% | 5.35% | 5.12% | 5.10% | 5.30% | 5.18% | 5.10% | 5.51% |
| 30/09/2023 | 17/10/2023 | 6.36% | 5.25% | 5.08% | 5.02% | 5.15% | 5.07% | 5.03% | 5.43% |
| 31/08/2023 | 13/09/2023 | 6.33% | 5.17% | 4.95% | 4.94% | 5.06% | 4.96% | 4.96% | 5.37% |
| 31/07/2023 | 11/08/2023 | 6.35% | 5.14% | 5.03% | 4.95% | 5.10% | 4.98% | 4.95% | 5.42% |
| 30/06/2023 | 12/07/2023 | 6.40% | 5.29% | 5.06% | 5.01% | 5.10% | 5.02% | 4.99% | 5.53% |
| 31/05/2023 | 12/06/2023 | 6.27% | 5.26% | 5.30% | 5.11% | 5.09% | 5.08% | 4.99% | 5.56% |
| 30/04/2023 | 11/05/2023 | 6.11% | 5.33% | 5.21% | 5.06% | 5.05% | 4.99% | 4.96% | 5.56% |
| 31/03/2023 | 23/04/2023 | 5.88% | 5.52% | 5.06% | 4.92% | 4.90% | 4.91% | 4.93% | 5.48% |
| 28/02/2023 | 14/03/2023 | 5.55% | 5.63% | 5.02% | 4.81% | 4.92% | 4.88% | 4.96% | 5.31% |
| 31/01/2023 | 26/02/2023 | 5.38% | 5.65% | 4.94% | 4.83% | 4.87% | 4.92% | 4.98% | 5.21% |
| 31/12/2022 | 12/01/2023 | 4.97% | 5.65% | 4.90% | 4.73% | 4.86% | 4.86% | 4.98% | 4.97% |
| 30/11/2022 | 13/12/2022 | 4.68% | 5.51% | 4.84% | 4.76% | 4.81% | 4.90% | 5.04% | 4.79% |
| 31/10/2022 | 11/11/2022 | 4.35% | 5.30% | 4.62% | 4.54% | 4.65% | 4.75% | 4.90% | 4.52% |
| 30/09/2022 | 19/10/2022 | 3.73% | 4.90% | 4.32% | 4.27% | 4.39% | 4.61% | 4.75% | 4.07% |
| 31/08/2022 | 13/09/2022 | 3.21% | 4.65% | 4.21% | 4.24% | 4.39% | 4.54% | 4.69% | 3.67% |
| 31/07/2022 | 12/08/2022 | 2.88% | 4.67% | 4.24% | 4.24% | 4.44% | 4.60% | 4.74% | 3.49% |
| 30/06/2022 | 14/07/2022 | 2.41% | 4.23% | 3.87% | 3.96% | 4.17% | 4.36% | 4.54% | 3.15% |
| 31/05/2022 | 14/06/2022 | 2.11% | 4.08% | 3.50% | 3.63% | 3.86% | 4.08% | 4.28% | 2.87% |
| 30/04/2022 | 16/05/2022 | 1.80% | 3.75% | 3.15% | 3.31% | 3.57% | 3.81% | 3.97% | 2.61% |
| 31/03/2022 | 13/04/2022 | 1.61% | 3.43% | 2.81% | 2.99% | 3.22% | 3.49% | 3.71% | 2.39% |
| 28/02/2022 | 14/03/2022 | 1.59% | 3.23% | 2.58% | 2.79% | 3.05% | 3.31% | 3.54% | 2.30% |
| 31/01/2022 | 14/02/2022 | 1.64% | 3.07% | 2.54% | 2.73% | 3.03% | 3.28% | 3.53% | 2.28% |
| 31/12/2021 | 11/01/2022 | 1.60% | 3.10% | 2.53% | 2.76% | 3.08% | 3.33% | 3.56% | 2.29% |
| 30/11/2021 | 13/12/2021 | 1.65% | 3.17% | 2.53% | 2.81% | 3.11% | 3.36% | 3.63% | 2.32% |
| 31/10/2021 | 11/11/2021 | 1.68% | 3.12% | 2.50% | 2.78% | 3.08% | 3.34% | 3.56% | 2.31% |
| 30/09/2021 | 12/10/2021 | 1.63% | 3.09% | 2.44% | 2.73% | 3.06% | 3.31% | 3.53% | 2.26% |
| 31/08/2021 | 20/09/2021 | 1.59% | 2.99% | 2.45% | 2.74% | 3.04% | 3.30% | 3.52% | 2.22% |
| 31/07/2021 | 11/08/2021 | 1.58% | 3.12% | 2.44% | 2.75% | 3.08% | 3.31% | 3.54% | 2.22% |
| 30/06/2021 | 12/07/2021 | 1.59% | 3.19% | 2.45% | 2.75% | 3.07% | 3.32% | 3.57% | 2.23% |
| 31/05/2021 | 11/06/2021 | 1.61% | 3.05% | 2.45% | 2.76% | 3.06% | 3.32% | 3.56% | 2.25% |
| 30/04/2021 | 12/05/2021 | 1.64% | 3.24% | 2.48% | 2.74% | 3.06% | 3.31% | 3.59% | 2.30% |
| 31/03/2021 | 14/04/2021 | 1.65% | 3.19% | 2.54% | 2.70% | 3.03% | 3.27% | 3.55% | 2.31% |
| 28/02/2021 | 11/03/2021 | 1.60% | 3.21% | 2.48% | 2.71% | 3.04% | 3.25% | 3.50% | 2.30% |
| 31/01/2021 | 11/02/2021 | 1.66% | 3.31% | 2.59% | 2.82% | 3.11% | 3.28% | 3.54% | 2.41% |
| 31/12/2020 | 11/01/2021 | 1.52% | 3.26% | 2.54% | 2.80% | 3.08% | 3.28% | 3.51% | 2.36% |
| 30/11/2020 | 11/12/2020 | 1.55% | 3.28% | 2.58% | 2.80% | 3.12% | 3.32% | 3.55% | 2.39% |
| 31/10/2020 | 11/11/2020 | 1.56% | 3.31% | 2.60% | 2.74% | 3.05% | 3.27% | 3.51% | 2.38% |
| 30/09/2020 | 16/10/2020 | 1.58% | 3.31% | 2.64% | 2.76% | 3.08% | 3.28% | 3.51% | 2.41% |
| 31/08/2020 | 11/09/2020 | 1.59% | 3.25% | 2.69% | 2.79% | 3.11% | 3.30% | 3.53% | 2.39% |
| 31/07/2020 | 11/08/2020 | 1.62% | 3.26% | 2.69% | 2.92% | 3.18% | 3.34% | 3.58% | 2.45% |
| 30/06/2020 | 13/07/2020 | 1.71% | 3.42% | 2.88% | 3.05% | 3.34% | 3.53% | 3.78% | 2.55% |
| 31/05/2020 | 11/06/2020 | 1.67% | 3.51% | 2.96% | 3.19% | 3.43% | 3.65% | 3.96% | 2.55% |
| 30/04/2020 | 11/05/2020 | 1.64% | 3.62% | 2.89% | 3.13% | 3.35% | 3.64% | 3.87% | 2.59% |
| 31/03/2020 | 21/04/2020 | 1.62% | 3.29% | 2.62% | 2.83% | 3.08% | 3.33% | 3.55% | 2.43% |
| 29/02/2020 | 13/03/2020 | 1.68% | 3.34% | 2.72% | 2.88% | 3.17% | 3.40% | 3.65% | 2.47% |
| 31/01/2020 | 11/02/2020 | 1.68% | 3.40% | 2.68% | 2.94% | 3.26% | 3.52% | 3.72% | 2.50% |
| 31/12/2019 | 13/01/2020 | 1.69% | 3.37% | 2.66% | 2.95% | 3.26% | 3.53% | 3.74% | 2.51% |
| 30/11/2019 | 11/12/2019 | 1.73% | 3.36% | 2.74% | 3.03% | 3.36% | 3.64% | 3.82% | 2.57% |
| 31/10/2019 | 11/11/2019 | 1.73% | 3.39% | 2.79% | 3.07% | 3.42% | 3.72% | 3.90% | 2.56% |
| 30/09/2019 | 11/10/2019 | 1.70% | 3.40% | 2.83% | 3.17% | 3.49% | 3.78% | 3.95% | 2.58% |
| 31/08/2019 | 11/09/2019 | 1.71% | 3.60% | 2.94% | 3.27% | 3.64% | 3.97% | 4.13% | 2.62% |
| 31/07/2019 | 13/08/2019 | 1.74% | 3.75% | 3.07% | 3.36% | 3.77% | 4.09% | 4.31% | 2.66% |
| 30/06/2019 | 11/07/2019 | 1.81% | 3.81% | 3.21% | 3.51% | 3.85% | 4.16% | 4.39% | 2.77% |
| 31/05/2019 | 11/06/2019 | 1.82% | 3.98% | 3.20% | 3.59% | 3.97% | 4.29% | 4.42% | 2.81% |
| 30/04/2019 | 13/05/2019 | 1.88% | 3.96% | 3.22% | 3.65% | 4.04% | 4.34% | 4.59% | 2.84% |
| 31/03/2019 | 11/04/2019 | 1.90% | 4.06% | 3.29% | 3.71% | 4.14% | 4.43% | 4.62% | 2.90% |
| 28/02/2019 | 11/03/2019 | 1.94% | 4.09% | 3.41% | 3.85% | 4.22% | 4.55% | 4.76% | 2.97% |
| 31/01/2019 | 11/02/2019 | 1.95% | 4.27% | 3.46% | 3.84% | 4.27% | 4.57% | 4.76% | 3.02% |
| 31/12/2018 | 11/01/2019 | 1.89% | 4.15% | 3.29% | 3.80% | 4.23% | 4.47% | 4.71% | 2.98% |
| 30/11/2018 | 11/12/2018 | 1.77% | 4.14% | 3.27% | 3.81% | 4.21% | 4.46% | 4.73% | 2.90% |
| 31/10/2018 | 12/11/2018 | 1.81% | 4.13% | 3.32% | 3.78% | 4.17% | 4.43% | 4.70% | 2.91% |
| 30/09/2018 | 11/10/2018 | 1.78% | 4.09% | 3.22% | 3.70% | 4.16% | 4.36% | 4.65% | 2.85% |
| 31/08/2018 | 14/09/2018 | 1.72% | 4.16% | 3.26% | 3.72% | 4.10% | 4.39% | 4.62% | 2.84% |
| 31/07/2018 | 13/08/2018 | 1.65% | 4.03% | 3.11% | 3.57% | 4.06% | 4.27% | 4.61% | 2.78% |
| 30/06/2018 | 11/07/2018 | 1.69% | 3.96% | 3.12% | 3.57% | 4.01% | 4.26% | 4.52% | 2.81% |
| 31/05/2018 | 11/06/2018 | 1.69% | 3.94% | 3.10% | 3.52% | 3.97% | 4.26% | 4.45% | 2.81% |
| 30/04/2018 | 11/05/2018 | 1.68% | 3.89% | 3.09% | 3.50% | 3.93% | 4.22% | 4.48% | 2.81% |
| 31/03/2018 | 18/04/2018 | 1.73% | 3.88% | 3.13% | 3.52% | 4.01% | 4.34% | 4.56% | 2.87% |
| 28/02/2018 | 12/03/2018 | 1.78% | 3.86% | 3.11% | 3.51% | 3.98% | 4.30% | 4.55% | 2.90% |
| 31/01/2018 | 12/02/2018 | 1.81% | 3.79% | 3.11% | 3.51% | 4.06% | 4.39% | 4.61% | 2.93% |
| 31/12/2017 | 11/01/2018 | 1.72% | 3.84% | 3.07% | 3.53% | 4.06% | 4.38% | 4.60% | 2.92% |
| 30/11/2017 | 11/12/2017 | 1.85% | 3.86% | 3.30% | 3.72% | 4.19% | 4.51% | 4.72% | 3.01% |
| 31/10/2017 | 13/11/2017 | 1.86% | 3.93% | 3.28% | 3.76% | 4.24% | 4.56% | 4.84% | 3.03% |
| 30/09/2017 | 17/10/2017 | 1.87% | 3.88% | 3.26% | 3.75% | 4.31% | 4.69% | 4.85% | 3.04% |
| 31/08/2017 | 11/09/2017 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 31/07/2017 | 11/08/2017 | 1.84% | 4.04% | 3.38% | 3.87% | 4.44% | 4.74% | 5.09% | 3.09% |
| 30/06/2017 | 11/07/2017 | 1.81% | 4.12% | 3.54% | 3.94% | 4.50% | 4.83% | 5.10% | 3.17% |
| 31/05/2017 | 12/06/2017 | 1.83% | 4.18% | 3.61% | 4.00% | 4.53% | 4.90% | 5.06% | 3.23% |
| 30/04/2017 | 11/05/2017 | 1.91% | 4.24% | 3.66% | 4.16% | 4.63% | 4.94% | 5.16% | 3.29% |
| 31/03/2017 | 20/04/2017 | 1.83% | 4.29% | 3.79% | 4.26% | 4.67% | 5.00% | 5.19% | 3.32% |
| 28/02/2017 | 15/03/2017 | 1.89% | 4.31% | 3.81% | 4.25% | 4.69% | 5.01% | 5.22% | 3.36% |
| 31/01/2017 | 13/02/2017 | 1.81% | 4.27% | 3.75% | 4.25% | 4.71% | 5.01% | 5.14% | 3.33% |
| 31/12/2016 | 11/01/2017 | 1.69% | 4.29% | 3.77% | 4.21% | 4.66% | 4.91% | 5.15% | 3.37% |
| 30/11/2016 | 12/12/2016 | 1.70% | 4.05% | 3.65% | 4.06% | 4.48% | 4.78% | 4.95% | 3.28% |
| 31/10/2016 | 11/11/2016 | 1.66% | 3.92% | 3.60% | 3.98% | 4.42% | 4.66% | 4.91% | 3.19% |
| 30/09/2016 | 14/10/2016 | 1.58% | 3.83% | 3.54% | 3.91% | 4.31% | 4.59% | 4.76% | 3.13% |
| 31/08/2016 | 12/09/2016 | 1.45% | 3.65% | 3.34% | 3.71% | 4.16% | 4.43% | 4.61% | 2.94% |
| 31/07/2016 | 11/08/2016 | 1.43% | 3.51% | 3.25% | 3.69% | 4.11% | 4.35% | 4.50% | 2.89% |
| 30/06/2016 | 11/07/2016 | 1.37% | 3.41% | 3.13% | 3.52% | 3.97% | 4.17% | 4.35% | 2.78% |
| 31/05/2016 | 13/06/2016 | 1.39% | 3.30% | 3.06% | 3.52% | 3.90% | 4.11% | 4.25% | 2.75% |
| 30/04/2016 | 11/05/2016 | 1.38% | 3.28% | 3.00% | 3.48% | 3.86% | 4.07% | 4.23% | 2.75% |
| 31/03/2016 | 11/04/2016 | 1.37% | 3.17% | 2.99% | 3.39% | 3.78% | 3.97% | 4.10% | 2.68% |
| 29/02/2016 | 11/03/2016 | 1.42% | 3.13% | 3.01% | 3.43% | 3.80% | 3.97% | 4.10% | 2.64% |
| 31/01/2016 | 11/02/2016 | 1.34% | 3.18% | 2.94% | 3.39% | 3.81% | 4.04% | 4.16% | 2.60% |
| 31/12/2015 | 11/01/2016 | 1.32% | 3.12% | 2.83% | 3.34% | 3.77% | 4.01% | 4.15% | 2.54% |
| 30/11/2015 | 11/12/2015 | 1.27% | 3.02% | 2.76% | 3.26% | 3.70% | 3.97% | 4.12% | 2.48% |
| 31/10/2015 | 11/11/2015 | 1.27% | 3.01% | 2.84% | 3.33% | 3.81% | 4.02% | 4.18% | 2.46% |
| 30/09/2015 | 12/10/2015 | 1.25% | 3.11% | 2.83% | 3.32% | 3.82% | 4.01% | 4.18% | 2.50% |
| 31/08/2015 | 11/09/2015 | 1.20% | 3.01% | 2.81% | 3.33% | 3.82% | 4.02% | 4.18% | 2.46% |
| 31/07/2015 | 11/08/2015 | 1.15% | 2.95% | 2.74% | 3.20% | 3.66% | 3.90% | 4.08% | 2.43% |
| 30/06/2015 | 12/07/2015 | 1.15% | 2.74% | 2.43% | 2.87% | 3.33% | 3.56% | 3.79% | 2.33% |
| 31/05/2015 | 11/06/2015 | 1.14% | 2.56% | 2.30% | 2.68% | 3.08% | 3.36% | 3.55% | 2.22% |
| 30/04/2015 | 11/05/2015 | 1.21% | 2.58% | 2.35% | 2.73% | 3.13% | 3.39% | 3.59% | 2.23% |
| 31/03/2015 | 13/04/2015 | 1.21% | 2.71% | 2.39% | 2.83% | 3.24% | 3.49% | 3.70% | 2.26% |
| 28/02/2015 | 11/03/2015 | 1.33% | 2.76% | 2.52% | 2.98% | 3.38% | 3.66% | 3.81% | 2.35% |
| 31/01/2015 | 11/02/2015 | 1.49% | 3.02% | 2.55% | 3.01% | 3.43% | 3.82% | 3.98% | 2.45% |
| 31/12/2014 | 12/01/2015 | 1.48% | 2.88% | 2.52% | 3.06% | 3.48% | 3.88% | 4.08% | 2.41% |
| 30/11/2014 | 11/12/2014 | 1.47% | 2.84% | 2.72% | 3.15% | 3.59% | 3.98% | 4.15% | 2.36% |
| 31/10/2014 | 11/11/2014 | 1.49% | 3.03% | 2.74% | 3.34% | 3.80% | 4.16% | 4.34% | 2.43% |
| 30/09/2014 | 12/10/2014 | 1.49% | 3.14% | 2.92% | 3.52% | 3.96% | 4.34% | 4.50% | 2.45% |
| 31/08/2014 | 11/09/2014 | 1.64% | 3.33% | 3.03% | 3.66% | 4.15% | 4.49% | 4.73% | 2.56% |
| 31/07/2014 | 11/08/2014 | 1.92% | 3.40% | 3.07% | 3.75% | 4.18% | 4.61% | 4.79% | 2.73% |
| 30/06/2014 | 11/07/2014 | 1.95% | 3.43% | 3.17% | 3.80% | 4.33% | 4.75% | 4.94% | 2.78% |
| 31/05/2014 | 11/06/2014 | 1.96% | 3.51% | 3.31% | 3.92% | 4.46% | 4.84% | 5.04% | 2.83% |
| 30/04/2014 | 12/05/2014 | 1.96% | 3.59% | 3.31% | 3.96% | 4.53% | 4.87% | 5.07% | 2.86% |
| 31/03/2014 | 11/04/2014 | 1.94% | 3.66% | 3.35% | 4.06% | 4.65% | 4.90% | 5.14% | 2.85% |
| 28/02/2014 | 11/03/2014 | 2.13% | 3.71% | 3.48% | 4.10% | 4.71% | 4.98% | 5.19% | 3.03% |
| 31/01/2014 | 11/02/2014 | 2.18% | 3.71% | 3.43% | 4.11% | 4.71% | 5.01% | 5.19% | 3.05% |
| 31/12/2013 | 12/01/2014 | 2.18% | 3.67% | 3.54% | 4.13% | 4.75% | 5.03% | 5.21% | 3.06% |
| 30/11/2013 | 11/12/2013 | 2.18% | 3.96% | 3.60% | 4.25% | 4.84% | 5.09% | 5.36% | 3.08% |
| 31/10/2013 | 11/11/2013 | 2.16% | 4.16% | 3.69% | 4.35% | 4.89% | 5.13% | 5.38% | 3.04% |
| 30/09/2013 | 11/10/2013 | 2.34% | 4.22% | 3.62% | 4.32% | 4.85% | 5.04% | 5.29% | 3.17% |
| 31/08/2013 | 11/09/2013 | 2.38% | 4.07% | 3.54% | 4.19% | 4.71% | 4.93% | 5.08% | 3.11% |
| 31/07/2013 | 12/08/2013 | 2.38% | 4.07% | 3.59% | 4.14% | 4.68% | 4.91% | 4.99% | 3.11% |
| 30/06/2013 | 11/07/2013 | 2.47% | 4.04% | 3.69% | 4.10% | 4.61% | 4.87% | 5.06% | 3.15% |
| 31/05/2013 | 11/06/2013 | 2.63% | 4.10% | 3.77% | 4.20% | 4.70% | 4.97% | 5.01% | 3.22% |
| 30/04/2013 | 12/05/2013 | 2.96% | 4.42% | 3.86% | 4.40% | 4.83% | 5.07% | 5.14% | 3.47% |
| 31/03/2013 | 11/04/2013 | 2.93% | 4.41% | 3.84% | 4.35% | 4.84% | 5.07% | 5.29% | 3.50% |
רואים את הטווחים? בדקו מה הבנקים יציעו לכם ספציפית
מדד המחירים לצרכן
נתוני הלמ"ס, רלוונטי למסלולים הצמודים למדד.
בסמארטפון אפשר לגלול את הטבלה ימינה ושמאלה לצפייה בכל העמודות.
| חודש / שנה | המדד בנקודות | שינוי באחוזים |
|---|---|---|
| 09-2026 | 105.3 | -0.5% |
| 08-2026 | 105.8 | 0.7% |
| 07-2026 | 105.1 | 0.3% |
| 06-2026 | 104.8 | 0% |
| 05-2026 | 104.8 | -0.3% |
| 04-2026 | 105.1 | 1.2% |
| 03-2026 | 103.9 | 0.4% |
| 02-2026 | 103.5 | 0.2% |
| 01-2026 | 103.3 | -0.3% |
| 12-2025 | 103.6 | 0% |
| מדד שנתי 2025 | - | -4.4% |
| 11-2025 | 103.6 | -0.5% |
| 10-2025 | 104.1 | 0.5% |
| 09-2025 | 103.6 | -0.6% |
| 08-2025 | 104.2 | 0.7% |
| 07-2025 | 103.5 | 0.4% |
| 06-2025 | 103.1 | 0.3% |
| 05-2025 | 102.8 | -0.3% |
| 04-2025 | 103.1 | 1.1% |
| 03-2025 | 102.0 | 0.5% |
| 02-2025 | 101.5 | 0% |
| 01-2025 | 101.5 | 0.6% |
| 12-2024 | 108.4 | -0.3% |
| מדד שנתי 2024 | - | 3.2% |
| 11-2024 | 108.7 | -0.4% |
| 10-2024 | 109.1 | 0.5% |
| 09-2024 | 108.6 | -0.2% |
| 08-2024 | 108.8 | 0.9% |
| 07-2024 | 107.8 | 0.6% |
| 06-2024 | 107.2 | 0.1% |
| 05-2024 | 107.1 | 0.2% |
| 04-2024 | 106.9 | 0.8% |
| 03-2024 | 106.0 | 0.6% |
| 02-2024 | 105.4 | 0.4% |
| 01-2024 | 105.0 | 0% |
| 12-2023 | 105.0 | -0.1% |
| מדד שנתי 2023 | - | -2.8% |
| 11-2023 | 105.1 | -0.3% |
| 10-2023 | 105.4 | 0.5% |
| 09-2023 | 104.9 | -0.1% |
| 08-2023 | 105.0 | 0.5% |
| 07-2023 | 104.5 | 0.3% |
| 06-2023 | 104.2 | 0% |
| 05-2023 | 104.2 | 0.2% |
| 04-2023 | 104.0 | 0.8% |
| 03-2023 | 103.2 | 0.4% |
| 02-2023 | 102.8 | 0.5% |
| 01-2023 | 102.3 | 0.3% |
| 12-2022 | 108.0 | 0.3% |
| מדד שנתי 2022 | - | 5.3% |
| 11-2022 | 107.7 | 0.1% |
| 10-2022 | 107.6 | 0.6% |
| 09-2022 | 107.0 | 0.2% |
| 08-2022 | 106.8 | -0.3% |
| 07-2022 | 107.1 | 1.1% |
| 06-2022 | 105.9 | 0.4% |
| 05-2022 | 105.5 | 0.6% |
| 04-2022 | 104.9 | 0.8% |
| 03-2022 | 104.1 | 0.6% |
| 02-2022 | 103.5 | 0.7% |
| 01-2022 | 102.8 | 0.2% |
| 12-2021 | 102.6 | 0.3% |
| מדד שנתי 2021 | - | 2.5% |
| 11-2021 | 102.3 | -0.1% |
| 10-2021 | 102.4 | 0.1% |
| 09-2021 | 102.3 | 0.2% |
| 08-2021 | 102.1 | 0.3% |
| 07-2021 | 101.8 | 0.4% |
| 06-2021 | 101.4 | 0.1% |
| 05-2021 | 101.3 | 0.4% |
| 04-2021 | 100.9 | 0.3% |
| 03-2021 | 100.6 | 0.6% |
| 02-2021 | 100.0 | 0.3% |
| 01-2021 | 99.7 | -0.1% |
| 12-2020 | 100.1 | -0.1% |
| מדד שנתי 2020 | - | -0.7% |
| 11-2020 | 100.2 | -0.2% |
| 10-2020 | 100.4 | 0.3% |
| 09-2020 | 100.1 | -0.1% |
| 08-2020 | 100.2 | 0% |
| 07-2020 | 100.2 | 0.2% |
| 06-2020 | 100.0 | -0.1% |
| 05-2020 | 100.1 | -0.3% |
| 04-2020 | 100.4 | -0.3% |
| 03-2020 | 100.7 | 0.4% |
| 02-2020 | 100.3 | -0.1% |
| 01-2020 | 100.4 | -0.4% |
| 12-2019 | 100.8 | 0% |
| מדד שנתי 2019 | - | -0.4% |
| 11-2019 | 100.8 | -0.4% |
| 10-2019 | 101.2 | 0.4% |
| 09-2019 | 100.8 | -0.2% |
| 08-2019 | 101.0 | 0.2% |
| 07-2019 | 100.8 | -0.3% |
| 06-2019 | 101.1 | -0.6% |
| 05-2019 | 101.7 | 0.7% |
| 04-2019 | 101.0 | 0.3% |
| 03-2019 | 100.7 | 0.5% |
| 02-2019 | 100.2 | 0.1% |
| 01-2019 | 100.1 | -0.1% |
| 12-2018 | 101.2 | -0.3% |
| מדד שנתי 2018 | - | 0.8% |
| 11-2018 | 101.5 | -0.3% |
| 10-2018 | 101.8 | 0.3% |
| 09-2018 | 101.5 | 0.1% |
| 08-2018 | 101.4 | 0.1% |
| 07-2018 | 101.3 | 0% |
| 06-2018 | 101.3 | 0.1% |
| 05-2018 | 101.2 | 0.5% |
| 04-2018 | 100.7 | 0.4% |
| 03-2018 | 100.3 | 0.3% |
| 02-2018 | 100.0 | 0.1% |
| 01-2018 | 99.9 | -0.5% |
| 12-2017 | 100.4 | 0.1% |
| מדד שנתי 2017 | - | 1.5% |
| 11-2017 | 100.3 | -0.3% |
| 10-2017 | 100.6 | 0.3% |
| 09-2017 | 100.3 | 0.1% |
| 08-2017 | 100.2 | 0.3% |
| 07-2017 | 99.9 | -0.1% |
| 06-2017 | 100.0 | -0.7% |
| 05-2017 | 100.7 | 0.4% |
| 04-2017 | 100.3 | 0.2% |
| 03-2017 | 100.1 | 0.3% |
| 02-2017 | 99.8 | 0% |
| 01-2017 | 99.8 | -0.2% |
| 12-2016 | 98.9 | 0% |
| מדד שנתי 2016 | - | -0.2% |
| 11-2016 | 98.9 | -0.4% |
| 10-2016 | 99.3 | 0.2% |
| 09-2016 | 99.1 | -0.1% |
| 08-2016 | 99.2 | -0.3% |
| 07-2016 | 99.5 | 0.4% |
| 06-2016 | 99.1 | 0.3% |
| 05-2016 | 98.8 | 0.3% |
| 04-2016 | 98.5 | 0.4% |
| 03-2016 | 98.1 | -0.2% |
| 02-2016 | 98.3 | -0.3% |
| 01-2016 | 98.6 | -0.5% |
| 12-2015 | 99.1 | -0.1% |
| מדד שנתי 2015 | - | -2.9% |
| 11-2015 | 99.2 | -0.4% |
| 10-2015 | 99.6 | 0.1% |
| 09-2015 | 99.5 | -0.4% |
| 08-2015 | 99.9 | -0.2% |
| 07-2015 | 100.1 | 0.2% |
| 06-2015 | 99.9 | 0.3% |
| 05-2015 | 99.6 | 0.2% |
| 04-2015 | 99.4 | 0.6% |
| 03-2015 | 98.8 | 0.3% |
| 02-2015 | 98.5 | -0.7% |
| 01-2015 | 99.2 | -0.9% |
| 12-2014 | 102.1 | 0% |
| מדד שנתי 2014 | - | -0.2% |
| 11-2014 | 102.1 | -0.2% |
| 10-2014 | 102.3 | 0.3% |
| 09-2014 | 102.0 | -0.3% |
| 08-2014 | 102.3 | -0.1% |
| 07-2014 | 102.4 | 0.1% |
| 06-2014 | 102.3 | 0.3% |
| 05-2014 | 102.0 | 0.1% |
| 04-2014 | 101.9 | 0.1% |
| 03-2014 | 101.8 | 0.3% |
| 02-2014 | 101.5 | -0.2% |
| 01-2014 | 101.7 | -0.6% |
| 12-2013 | 102.3 | 0.1% |
| מדד שנתי 2013 | - | -3.2% |
| 11-2013 | 102.2 | -0.4% |
| 10-2013 | 102.6 | 0.3% |
| 09-2013 | 102.3 | 0% |
| 08-2013 | 102.3 | 0.2% |
| 07-2013 | 102.1 | 0.3% |
| 06-2013 | 101.8 | 0.8% |
| 05-2013 | 101.0 | 0.1% |
| 04-2013 | 100.9 | 0.4% |
| 03-2013 | 100.5 | 0.2% |
| 02-2013 | 100.3 | 0% |
| 01-2013 | 100.3 | -0.2% |
| 12-2012 | 105.7 | 0.2% |
| מדד שנתי 2012 | - | 1.6% |
| 11-2012 | 105.5 | -0.5% |
| 10-2012 | 106.0 | -0.2% |
| 09-2012 | 106.2 | 0% |
| 08-2012 | 106.2 | 1% |
| 07-2012 | 105.1 | 0.1% |
| 06-2012 | 105.0 | -0.3% |
| 05-2012 | 105.3 | 0% |
| 04-2012 | 105.3 | 0.9% |
| 03-2012 | 104.4 | 0.4% |
| 02-2012 | 104.0 | 0% |
| 01-2012 | 104.0 | 0% |
| 12-2011 | 104.0 | 0% |
| מדד שנתי 2011 | - | -3.7% |
| 11-2011 | 104.0 | -0.1% |
| 10-2011 | 104.1 | 0.1% |
| 09-2011 | 104.0 | -0.2% |
| 08-2011 | 104.2 | 0.5% |
| 07-2011 | 103.7 | -0.3% |
| 06-2011 | 104.0 | 0.4% |
| 05-2011 | 103.6 | 0.5% |
| 04-2011 | 103.1 | 0.6% |
| 03-2011 | 102.5 | 0.2% |
| 02-2011 | 102.3 | 0.3% |
| 01-2011 | 102.0 | 0.2% |
| 12-2010 | 108.0 | 0.4% |
| מדד שנתי 2010 | - | 2.7% |
| 11-2010 | 107.6 | 0.1% |
| 10-2010 | 107.5 | 0.3% |
| 09-2010 | 107.2 | 0.3% |
| 08-2010 | 106.9 | 0.5% |
| 07-2010 | 106.4 | 0.5% |
| 06-2010 | 105.9 | 0.3% |
| 05-2010 | 105.6 | 0.4% |
| 04-2010 | 105.2 | 0.9% |
| 03-2010 | 104.3 | 0.1% |
| 02-2010 | 104.2 | -0.3% |
| 01-2010 | 104.5 | -0.7% |
| 12-2009 | 105.2 | 0% |
| מדד שנתי 2009 | - | -1.1% |
| 11-2009 | 105.2 | 0.3% |
| 10-2009 | 104.9 | 0.2% |
| 09-2009 | 104.7 | -0.3% |
| 08-2009 | 105.0 | 0.5% |
| 07-2009 | 104.5 | 1.1% |
| 06-2009 | 103.4 | 0.9% |
| 05-2009 | 102.5 | 0.4% |
| 04-2009 | 102.1 | 1% |
| 03-2009 | 101.1 | 0.5% |
| 02-2009 | 100.6 | -0.1% |
| 01-2009 | 100.7 | -0.5% |
| 12-2008 | 106.4 | -0.1% |
| מדד שנתי 2008 | - | 3.8% |
| 11-2008 | 106.5 | -0.6% |
| 10-2008 | 107.1 | 0.1% |
| 09-2008 | 107.0 | 0% |
| 08-2008 | 107.0 | 0.8% |
| 07-2008 | 106.1 | 1.1% |
| 06-2008 | 104.9 | 0.1% |
| 05-2008 | 104.8 | 0.7% |
| 04-2008 | 104.1 | 1.5% |
| 03-2008 | 102.6 | 0.3% |
| 02-2008 | 102.3 | -0.2% |
| 01-2008 | 102.5 | 0% |
| 12-2007 | 102.5 | 0.6% |
| מדד שנתי 2007 | - | -0.4% |
| 11-2007 | 101.9 | 0.4% |
| 10-2007 | 101.5 | 0.1% |
| 09-2007 | 101.4 | -0.5% |
| 08-2007 | 101.9 | 0.7% |
| 07-2007 | 101.2 | 1.1% |
| 06-2007 | 100.1 | 0.7% |
| 05-2007 | 99.4 | 0% |
| 04-2007 | 99.4 | 0.5% |
| 03-2007 | 98.9 | 0.2% |
| 02-2007 | 98.7 | -0.3% |
| 01-2007 | 99.0 | -0.1% |
| 12-2006 | 102.9 | 0% |
| מדד שנתי 2006 | - | -0.1% |
| 11-2006 | 102.9 | -0.2% |
| 10-2006 | 103.1 | -0.7% |
| 09-2006 | 103.8 | -0.9% |
| 08-2006 | 104.7 | 0% |
| 07-2006 | 104.7 | 0.1% |
| 06-2006 | 104.6 | 0.1% |
| 05-2006 | 104.5 | 0% |
| 04-2006 | 104.5 | 0.9% |
| 03-2006 | 103.6 | 0.3% |
| 02-2006 | 103.3 | 0.6% |
| 01-2006 | 102.7 | -0.3% |
| 12-2005 | 103.0 | -0.2% |
| 11-2005 | 103.2 | -0.1% |
| 10-2005 | 103.3 | 0.8% |
| 09-2005 | 102.5 | 0.1% |
| 08-2005 | 102.4 | 0.2% |
| 07-2005 | 102.2 | 1.1% |
| 06-2005 | 101.1 | 0.1% |
| 05-2005 | 101.0 | 0.3% |
| 04-2005 | 100.7 | 0.7% |
| 03-2005 | 100.0 | -0.2% |
| 02-2005 | 100.2 | 0.2% |
| 01-2005 | 100.0 | -0.6% |
מדד תשומות הבנייה
נתוני הלמ"ס, רלוונטי לרוכשי דירה מקבלן ולהצמדת חוזי בנייה.
בסמארטפון אפשר לגלול את הטבלה ימינה ושמאלה לצפייה בכל העמודות.
| חודש / שנה | המדד בנקודות | שינוי באחוזים |
|---|---|---|
| 09-2026 | 104 | 0.1% |
| 08-2026 | 103.9 | 0.4% |
| 07-2026 | 103.5 | -0.1% |
| 06-2026 | 103.6 | 0.2% |
| 05-2026 | 103.4 | 0.6% |
| 04-2026 | 102.8 | 1.1% |
| 03-2026 | 101.7 | 0.2% |
| 02-2026 | 101.5 | 0.2% |
| 01-2026 | 101.3 | 0.1% |
| 12-2025 | 101.2 | 0.1% |
| מדד שנתי 2025 | - | -24.3% |
| 11-2025 | 101.1 | 0.6% |
| 10-2025 | 100.5 | 0.1% |
| 09-2025 | 100.4 | 0% |
| 08-2025 | 100.4 | 0.4% |
| 07-2025 | 138.7 | 0.1% |
| 06-2025 | 138.6 | 0% |
| 05-2025 | 138.6 | 0.1% |
| 04-2025 | 138.4 | 0.1% |
| 03-2025 | 138.2 | 0.4% |
| 02-2025 | 137.7 | 0.4% |
| 01-2025 | 137.1 | 2.6% |
| 12-2024 | 133.6 | 0.3% |
| מדד שנתי 2024 | - | 2.9% |
| 11-2024 | 133.2 | 0.3% |
| 10-2024 | 132.8 | 0.2% |
| 09-2024 | 132.5 | 0.4% |
| 08-2024 | 132 | 0.2% |
| 07-2024 | 131.7 | 0.4% |
| 06-2024 | 131.2 | 0.4% |
| 05-2024 | 130.7 | 0.5% |
| 04-2024 | 130.1 | -0.1% |
| 03-2024 | 130.2 | 0.2% |
| 02-2024 | 129.9 | -0.2% |
| 01-2024 | 130.2 | 0.3% |
| 12-2023 | 129.8 | 0% |
| מדד שנתי 2023 | - | 2% |
| 11-2023 | 129.8 | 0.1% |
| 10-2023 | 129.7 | 0.2% |
| 09-2023 | 129.5 | 0.1% |
| 08-2023 | 129.4 | 0.1% |
| 07-2023 | 129.3 | -0.2% |
| 06-2023 | 129.6 | 0.3% |
| 05-2023 | 129.2 | -0.1% |
| 04-2023 | 129.3 | 0.3% |
| 03-2023 | 128.9 | 0.2% |
| 02-2023 | 128.6 | -0.2% |
| 01-2023 | 128.8 | 1.2% |
| 12-2022 | 127.3 | 0% |
| מדד שנתי 2022 | - | 4.8% |
| 11-2022 | 127.3 | -0.2% |
| 10-2022 | 127.5 | 0% |
| 09-2022 | 127.5 | 0% |
| 08-2022 | 127.5 | 0.1% |
| 07-2022 | 127.4 | 0.5% |
| 06-2022 | 126.8 | 0.6% |
| 05-2022 | 126.1 | 0.5% |
| 04-2022 | 125.5 | 1% |
| 03-2022 | 124.3 | 1% |
| 02-2022 | 123.1 | 0.5% |
| 01-2022 | 122.5 | 0.8% |
| 12-2021 | 121.5 | 0.2% |
| מדד שנתי 2021 | - | 5.6% |
| 11-2021 | 121.2 | 0.5% |
| 10-2021 | 120.6 | 0.2% |
| 09-2021 | 120.3 | 0.3% |
| 08-2021 | 120 | 0.6% |
| 07-2021 | 119.3 | 0.3% |
| 06-2021 | 119 | 0.6% |
| 05-2021 | 118.3 | 0.7% |
| 04-2021 | 117.5 | 0.8% |
| 03-2021 | 116.6 | 0.5% |
| 02-2021 | 116 | 0.2% |
| 01-2021 | 115.8 | 0.6% |
| 12-2020 | 115.1 | 0.4% |
| מדד שנתי 2020 | - | 0.5% |
| 11-2020 | 114.6 | 0% |
| 10-2020 | 114.6 | -0.1% |
| 09-2020 | 114.7 | -0.1% |
| 08-2020 | 114.8 | 0.1% |
| 07-2020 | 114.7 | 0% |
| 06-2020 | 114.7 | 0% |
| 05-2020 | 114.7 | -0.1% |
| 04-2020 | 114.8 | -0.1% |
| 03-2020 | 114.9 | 0.2% |
| 02-2020 | 114.7 | 0% |
| 01-2020 | 114.7 | 0.2% |
| 12-2019 | 114.5 | 0.2% |
| מדד שנתי 2019 | - | 1.1% |
| 11-2019 | 114.3 | 0% |
| 10-2019 | 114.3 | -0.1% |
| 09-2019 | 114.4 | 0% |
| 08-2019 | 114.4 | 0.1% |
| 07-2019 | 114.3 | 0% |
| 06-2019 | 114.3 | 0% |
| 05-2019 | 114.3 | 0.1% |
| 04-2019 | 114.2 | 0.1% |
| 03-2019 | 114.1 | 0% |
| 02-2019 | 114.1 | 0.1% |
| 01-2019 | 114 | 0.6% |
| 12-2018 | 113.3 | 0.1% |
| מדד שנתי 2018 | - | 2% |
| 11-2018 | 113.2 | 0% |
| 10-2018 | 113.2 | 0.1% |
| 09-2018 | 113.1 | 0% |
| 08-2018 | 113.1 | 0.2% |
| 07-2018 | 112.9 | 0.3% |
| 06-2018 | 112.6 | 0.1% |
| 05-2018 | 112.5 | 0.1% |
| 04-2018 | 112.4 | 0.3% |
| 03-2018 | 112.1 | 0.1% |
| 02-2018 | 112 | 0.3% |
| 01-2018 | 111.7 | 0.5% |
| 12-2017 | 111.1 | 0.3% |
| מדד שנתי 2017 | - | 1.9% |
| 11-2017 | 110.8 | 0.1% |
| 10-2017 | 110.7 | 0.2% |
| 09-2017 | 110.5 | 0.2% |
| 08-2017 | 110.3 | 0.5% |
| 07-2017 | 109.8 | 0.2% |
| 06-2017 | 109.6 | 0.2% |
| 05-2017 | 109.4 | 0% |
| 04-2017 | 109.4 | 0.2% |
| 03-2017 | 109.2 | 0% |
| 02-2017 | 109.2 | 0.2% |
| 01-2017 | 109 | 0% |
| 12-2016 | 109 | 0% |
| מדד שנתי 2016 | - | 1.5% |
| 11-2016 | 109 | 0.2% |
| 10-2016 | 108.8 | 0% |
| 09-2016 | 108.8 | 0.3% |
| 08-2016 | 108.5 | 0% |
| 07-2016 | 108.5 | 0.4% |
| 06-2016 | 108.1 | 0.1% |
| 05-2016 | 108 | 0.2% |
| 04-2016 | 107.8 | 0.3% |
| 03-2016 | 107.5 | 0% |
| 02-2016 | 107.5 | -0.2% |
| 01-2016 | 107.7 | 0.3% |
| 12-2015 | 107.4 | 0.4% |
| מדד שנתי 2015 | - | 0.9% |
| 11-2015 | 107 | -0.1% |
| 10-2015 | 107.1 | 0.1% |
| 09-2015 | 107 | 0.1% |
| 08-2015 | 106.9 | 0.2% |
| 07-2015 | 106.7 | 0.1% |
| 06-2015 | 106.6 | 0% |
| 05-2015 | 106.6 | 0% |
| 04-2015 | 106.6 | 0% |
| 03-2015 | 106.6 | 0.2% |
| 02-2015 | 106.4 | -0.1% |
| 01-2015 | 106.5 | 0.1% |
| 12-2014 | 106.4 | 0.1% |
| מדד שנתי 2014 | - | 0.8% |
| 11-2014 | 106.3 | 0.2% |
| 10-2014 | 106.1 | 0.3% |
| 09-2014 | 105.8 | -0.1% |
| 08-2014 | 105.9 | 0.1% |
| 07-2014 | 105.8 | -0.1% |
| 06-2014 | 105.9 | -0.1% |
| 05-2014 | 106 | 0.1% |
| 04-2014 | 105.9 | 0.1% |
| 03-2014 | 105.8 | -0.1% |
| 02-2014 | 105.9 | 0% |
| 01-2014 | 105.9 | 0.3% |
| 12-2013 | 105.6 | 0% |
| מדד שנתי 2013 | - | 1.4% |
| 11-2013 | 105.6 | 0.1% |
| 10-2013 | 105.5 | 0.1% |
| 09-2013 | 105.4 | 0.2% |
| 08-2013 | 105.2 | 0.1% |
| 07-2013 | 105.1 | 0% |
| 06-2013 | 105.1 | 0.2% |
| 05-2013 | 104.9 | 0.3% |
| 04-2013 | 104.6 | -0.2% |
| 03-2013 | 104.8 | 0% |
| 02-2013 | 104.8 | 0.2% |
| 01-2013 | 104.6 | 0.5% |
| 12-2012 | 104.1 | 0.1% |
| מדד שנתי 2012 | - | 3.3% |
| 11-2012 | 104 | 0.3% |
| 10-2012 | 103.7 | 0% |
| 09-2012 | 103.7 | 0% |
| 08-2012 | 103.7 | 0.4% |
| 07-2012 | 103.3 | 0.3% |
| 06-2012 | 103 | 0.3% |
| 05-2012 | 102.7 | 0.1% |
| 04-2012 | 102.6 | 0.7% |
| 03-2012 | 101.9 | 0.3% |
| 02-2012 | 101.6 | 0.5% |
| 01-2012 | 101.1 | 0.3% |
| 12-2011 | 100.8 | -0.1% |
| מדד שנתי 2011 | - | -21.6% |
| 11-2011 | 100.9 | 0.2% |
| 10-2011 | 100.7 | 0.1% |
| 09-2011 | 100.6 | 0.3% |
| 08-2011 | 100.3 | 0.3% |
| 07-2011 | 132.3 | 0.2% |
| 06-2011 | 132 | 0.7% |
| 05-2011 | 131.1 | 0.8% |
| 04-2011 | 130.1 | 0% |
| 03-2011 | 130.1 | 0% |
| 02-2011 | 130.1 | 0.6% |
| 01-2011 | 129.3 | 0.6% |
| 12-2010 | 128.5 | 0.5% |
| מדד שנתי 2010 | - | 3.9% |
| 11-2010 | 127.8 | 0.3% |
| 10-2010 | 127.4 | 0.1% |
| 09-2010 | 127.3 | 0.2% |
| 08-2010 | 127.1 | 0.5% |
| 07-2010 | 126.5 | -0.1% |
| 06-2010 | 126.6 | -0.2% |
| 05-2010 | 126.9 | 0.2% |
| 04-2010 | 126.6 | 0.9% |
| 03-2010 | 125.5 | 0.6% |
| 02-2010 | 124.7 | 0.5% |
| 01-2010 | 124.1 | 0.3% |
| 12-2009 | 123.7 | 0.2% |
| מדד שנתי 2009 | - | 0% |
| 11-2009 | 123.5 | 0.2% |
| 10-2009 | 123.3 | -0.2% |
| 09-2009 | 123.6 | 0% |
| 08-2009 | 123.6 | -0.1% |
| 07-2009 | 123.7 | 0.3% |
| 06-2009 | 123.3 | 0.1% |
| 05-2009 | 123.2 | 0% |
| 04-2009 | 123.2 | 0.1% |
| 03-2009 | 123.1 | 0% |
| 02-2009 | 123.1 | 0% |
| 01-2009 | 123.1 | -0.5% |
| 12-2008 | 123.7 | -0.2% |
| מדד שנתי 2008 | - | 3.3% |
| 11-2008 | 123.9 | -0.2% |
| 10-2008 | 124.2 | -1.7% |
| 09-2008 | 126.3 | -0.6% |
| 08-2008 | 127.1 | 0.2% |
| 07-2008 | 126.9 | 1.6% |
| 06-2008 | 124.9 | 1.1% |
| 05-2008 | 123.6 | 1.6% |
| 04-2008 | 121.7 | 1.3% |
| 03-2008 | 120.1 | 0.3% |
| 02-2008 | 119.8 | -0.4% |
| 01-2008 | 120.3 | 0.4% |
| 12-2007 | 119.8 | 0% |
| מדד שנתי 2007 | - | 3.1% |
| 11-2007 | 119.8 | -0.1% |
| 10-2007 | 119.9 | -0.2% |
| 09-2007 | 120.1 | 0.1% |
| 08-2007 | 120 | 0.3% |
| 07-2007 | 119.7 | 1.1% |
| 06-2007 | 118.4 | 0.7% |
| 05-2007 | 117.6 | -0.2% |
| 04-2007 | 117.8 | 0% |
| 03-2007 | 117.8 | 0.3% |
| 02-2007 | 117.5 | 0.2% |
| 01-2007 | 117.3 | 0.9% |
| 12-2006 | 116.2 | -0.3% |
| מדד שנתי 2006 | - | 5.9% |
| 11-2006 | 116.5 | 0% |
| 10-2006 | 116.5 | -0.3% |
| 09-2006 | 116.9 | 0.4% |
| 08-2006 | 116.4 | 0.7% |
| 07-2006 | 115.6 | 0.9% |
| 06-2006 | 114.6 | 1% |
| 05-2006 | 113.5 | 0.6% |
| 04-2006 | 112.8 | 0.7% |
| 03-2006 | 112 | 0.5% |
| 02-2006 | 111.4 | 0.4% |
| 01-2006 | 111 | 1.2% |
| 12-2005 | 109.7 | -0.6% |
| מדד שנתי 2005 | - | 5.9% |
| 11-2005 | 110.4 | -0.9% |
| 10-2005 | 111.4 | -0.5% |
| 09-2005 | 112 | 0.3% |
| 08-2005 | 111.7 | 2.7% |
| 07-2005 | 108.8 | 2.8% |
| 06-2005 | 105.8 | 0.5% |
| 05-2005 | 105.3 | 0.2% |
| 04-2005 | 105.1 | 0.3% |
| 03-2005 | 104.8 | 0.3% |
| 02-2005 | 104.5 | 0.1% |
| 01-2005 | 104.4 | 0.8% |
| 12-2004 | 103.6 | 0.2% |
| מדד שנתי 2004 | - | -48.8% |
| 11-2004 | 103.4 | 0.2% |
| 10-2004 | 103.2 | -0.7% |
| 09-2004 | 103.9 | 0.1% |
| 08-2004 | 103.8 | -0.3% |
| 07-2004 | 104.1 | 0.4% |
| 06-2004 | 103.7 | 0.1% |
| 05-2004 | 103.6 | 0.4% |
| 04-2004 | 103.2 | 0.4% |
| 03-2004 | 102.8 | 1.5% |
| 02-2004 | 101.3 | 1.3% |
| 01-2004 | 204.8 | 1.2% |
| 12-2003 | 202.3 | -0.2% |
| מדד שנתי 2003 | - | 2.4% |
| 11-2003 | 202.8 | 0.5% |
| 10-2003 | 201.7 | -1.5% |
| 09-2003 | 204.8 | 0.6% |
| 08-2003 | 203.6 | 0.4% |
| 07-2003 | 202.8 | 1.2% |
| 06-2003 | 200.3 | 0.8% |
| 05-2003 | 198.7 | -0.7% |
| 04-2003 | 200 | -0.2% |
| 03-2003 | 200.5 | 0.2% |
| 02-2003 | 200.1 | 0.5% |
| 01-2003 | 199.2 | 0.8% |
| 12-2002 | 197.6 | 0.7% |
| מדד שנתי 2002 | - | 6.6% |
| 11-2002 | 196.2 | 0.5% |
| 10-2002 | 195.2 | -0.4% |
| 09-2002 | 196 | -1% |
| 08-2002 | 198 | 0.4% |
| 07-2002 | 197.3 | 1.4% |
| 06-2002 | 194.5 | 1.8% |
| 05-2002 | 191.1 | 0.7% |
| 04-2002 | 189.7 | 0.7% |
| 03-2002 | 188.3 | 0.2% |
| 02-2002 | 188 | 0.7% |
| 01-2002 | 186.7 | 0.7% |
| 12-2001 | 185.4 | 0.2% |
| מדד שנתי 2001 | - | 1% |
| 11-2001 | 185.1 | 0.1% |
| 10-2001 | 185 | -1.2% |
| 09-2001 | 187.2 | -0.3% |
| 08-2001 | 187.8 | 0.2% |
| 07-2001 | 187.5 | 1.2% |
| 06-2001 | 185.3 | 1.2% |
| 05-2001 | 183.1 | 0.1% |
| 04-2001 | 182.9 | -0.1% |
| 03-2001 | 183.1 | -0.2% |
| 02-2001 | 183.4 | -0.3% |
| 01-2001 | 184 | 0.3% |
| 12-2000 | 183.5 | 0.2% |
| מדד שנתי 2000 | - | 2.1% |
| 11-2000 | 183.1 | 0.4% |
| 10-2000 | 182.4 | -1.8% |
| 09-2000 | 185.8 | -0.2% |
| 08-2000 | 186.2 | -0.2% |
| 07-2000 | 186.5 | 1.5% |
| 06-2000 | 183.7 | 1.7% |
| 05-2000 | 180.7 | 0.4% |
| 04-2000 | 180 | 0.1% |
| 03-2000 | 179.9 | 0.3% |
| 02-2000 | 179.4 | 0.2% |
| 01-2000 | 179.1 | -0.4% |
| 12-1999 | 179.8 | 0.3% |
| מדד שנתי 1999 | - | 2.2% |
| 11-1999 | 179.2 | -0.1% |
| 10-1999 | 179.3 | -0.5% |
| 09-1999 | 180.2 | -1.2% |
| 08-1999 | 182.3 | 0.2% |
| 07-1999 | 181.9 | 1.4% |
| 06-1999 | 179.4 | 1.4% |
| 05-1999 | 176.9 | 0.3% |
| 04-1999 | 176.3 | 0.1% |
| 03-1999 | 176.1 | 0.4% |
| 02-1999 | 175.4 | -0.3% |
| 01-1999 | 176 | 0.1% |
| 12-1998 | 175.9 | 0.3% |
| מדד שנתי 1998 | - | 6.2% |
| 11-1998 | 175.3 | 1.3% |
| 10-1998 | 173 | 0.6% |
| 09-1998 | 172 | -0.6% |
| 08-1998 | 173 | 0.6% |
| 07-1998 | 171.9 | 1.4% |
| 06-1998 | 169.5 | 1.6% |
| 05-1998 | 166.9 | -0.3% |
| 04-1998 | 167.4 | 0.7% |
| 03-1998 | 166.2 | 0.2% |
| 02-1998 | 165.9 | 0.1% |
| 01-1998 | 165.7 | 0% |
| 12-1997 | 165.7 | 0.2% |
| מדד שנתי 1997 | - | 8.3% |
| 11-1997 | 165.4 | -0.2% |
| 10-1997 | 165.7 | -1.2% |
| 09-1997 | 167.7 | 0.5% |
| 08-1997 | 166.9 | 0.8% |
| 07-1997 | 165.5 | 2.5% |
| 06-1997 | 161.4 | 2.5% |
| 05-1997 | 157.4 | -0.3% |
| 04-1997 | 157.8 | 0.9% |
| 03-1997 | 156.4 | 0.3% |
| 02-1997 | 155.9 | 1.4% |
| 01-1997 | 153.8 | 0.5% |
| 12-1996 | 153 | 0.5% |
| מדד שנתי 1996 | - | 8.1% |
| 11-1996 | 152.2 | 0.7% |
| 10-1996 | 151.2 | -1.2% |
| 09-1996 | 153.1 | -1.4% |
| 08-1996 | 155.3 | 1% |
| 07-1996 | 153.7 | 2.2% |
| 06-1996 | 150.4 | 2.3% |
| 05-1996 | 147 | 0.5% |
| 04-1996 | 146.2 | 0.6% |
| 03-1996 | 145.3 | 0.3% |
| 02-1996 | 144.8 | 1% |
| 01-1996 | 143.4 | 1.3% |
| 12-1995 | 141.6 | 0.9% |
| מדד שנתי 1995 | - | 8.9% |
| 11-1995 | 140.4 | 0.1% |
| 10-1995 | 140.3 | -2.5% |
| 09-1995 | 143.9 | -0.6% |
| 08-1995 | 144.7 | 0.7% |
| 07-1995 | 143.7 | 3% |
| 06-1995 | 139.5 | 2.6% |
| 05-1995 | 136 | 0.6% |
| 04-1995 | 135.2 | 1.2% |
| 03-1995 | 133.6 | 0.8% |
| 02-1995 | 132.6 | 0.7% |
| 01-1995 | 131.7 | 1.3% |
| 12-1994 | 130 | 1.2% |
| מדד שנתי 1994 | - | 11.5% |
| 11-1994 | 128.5 | 0.6% |
| 10-1994 | 127.7 | 0% |
| 09-1994 | 127.7 | -2.7% |
| 08-1994 | 131.2 | 2% |
| 07-1994 | 128.6 | 3.8% |
| 06-1994 | 123.9 | 2.5% |
| 05-1994 | 120.9 | 0.2% |
| 04-1994 | 120.7 | 1.1% |
| 03-1994 | 119.4 | 0.7% |
| 02-1994 | 118.6 | 1.1% |
| 01-1994 | 117.3 | 0.6% |
| 12-1993 | 116.6 | 0.8% |
| מדד שנתי 1993 | - | 7.9% |
| 11-1993 | 115.7 | -0.3% |
| 10-1993 | 116.1 | -1.5% |
| 09-1993 | 117.9 | -0.6% |
| 08-1993 | 118.6 | 1.3% |
| 07-1993 | 117.1 | 2.2% |
| 06-1993 | 114.6 | 2.7% |
| 05-1993 | 111.6 | 0.2% |
| 04-1993 | 111.4 | 0.5% |
| 03-1993 | 110.9 | 0.5% |
| 02-1993 | 110.4 | 1.5% |
| 01-1993 | 108.8 | 0.6% |
| 12-1992 | 108.1 | 0.5% |
| מדד שנתי 1992 | - | -97.8% |
| 11-1992 | 107.6 | 0.3% |
| 10-1992 | 107.3 | -3.1% |
| 09-1992 | 110.7 | 0% |
| 08-1992 | 110.7 | 1.5% |
| 07-1992 | 109.1 | 3.8% |
| 06-1992 | 105.1 | 2.7% |
| 05-1992 | 102.3 | 0.3% |
| 04-1992 | 102 | 0.7% |
| 03-1992 | 101.3 | 0.7% |
| 02-1992 | 100.6 | 0.6% |
| 01-1992 | 4909.1 | 0.5% |
| 12-1991 | 4883.2 | 0.5% |
| מדד שנתי 1991 | - | 14.9% |
| 11-1991 | 4860.8 | 0.6% |
| 10-1991 | 4831.5 | -0.5% |
| 09-1991 | 4856.3 | -2.6% |
| 08-1991 | 4985.2 | 2.2% |
| 07-1991 | 4877 | 3.4% |
| 06-1991 | 4717.8 | 4.7% |
| 05-1991 | 4507.8 | 1% |
| 04-1991 | 4463 | 1.2% |
| 03-1991 | 4408.5 | 2.6% |
| 02-1991 | 4295.9 | 0% |
| 01-1991 | 4296.4 | 1.1% |
| 12-1990 | 4251.5 | 0.8% |
| 11-1990 | 4218.5 | 0.5% |
| 10-1990 | 4197.5 | -1.5% |
| 09-1990 | 4261.9 | 2.3% |
| 08-1990 | 4165 | 1% |
| 07-1990 | 4122.5 | 3.1% |
| 06-1990 | 3996.9 | 3.4% |
| 05-1990 | 3867.1 | 1% |
| 04-1990 | 3829 | 2% |
| 03-1990 | 3755.5 | 1.1% |
| 02-1990 | 3713.7 | 1% |
| 01-1990 | 3677.2 | 1.2% |
מדד מחירי הדירות
נתוני הלמ"ס על מחירי הדירות, רלוונטי לשווי הנכס ולאחוז המימון.
בסמארטפון אפשר לגלול את הטבלה ימינה ושמאלה לצפייה בכל העמודות.
| מועד פרסום המדד | נתונים לתקופה | מחיר בנקודות | שינוי חודשי (%) | שינוי שנתי (%) |
|---|---|---|---|---|
| 15/10/2026 | 07-2026 | 590.0 | -0.6% | -1.8% |
| 15/09/2026 | 06-2026 | 593.6 | 0.1% | -1.4% |
| 15/08/2026 | 05-2026 | 593.0 | 0.1% | -1.6% |
| 15/07/2026 | 04-2026 | 592.4 | -1.2% | -2.1% |
| 15/06/2026 | 03-2026 | 599.6 | -0.4% | -1.3% |
| 15/05/2026 | 02-2026 | 602.0 | 0.4% | -1.1% |
| 15/04/2026 | 01-2026 | 599.6 | -0.1% | -1.7% |
| 15/03/2026 | 12-2025 | 600.2 | -0.1% | -1% |
| מדד שנתי 2025 | - | - | -1% | |
| 15/02/2026 | 11-2025 | 600.8 | 0.8% | 0.3% |
| 15/01/2026 | 10-2025 | 596.0 | 0.6% | -0.1% |
| 15/12/2025 | 09-2025 | 593.0 | -0.7% | -0.1% |
| 15/11/2025 | 08-2025 | 597.2 | -0.6% | 0.8% |
| 15/10/2025 | 07-2025 | 600.8 | -0.2% | 1.3% |
| 15/09/2025 | 06-2025 | 602.0 | -0.1% | 1.7% |
| 15/08/2025 | 05-2025 | 602.6 | -0.4% | 2.6% |
| 15/07/2025 | 04-2025 | 605.0 | -0.4% | 3.7% |
| 15/06/2025 | 03-2025 | 607.4 | -0.2% | 4.8% |
| 15/05/2025 | 02-2025 | 608.6 | -0.2% | 5.9% |
| 15/04/2025 | 01-2025 | 609.8 | 0.6% | 7.1% |
| 15/03/2025 | 12-2024 | 606.2 | 1.2% | 7.7% |
| מדד שנתי 2024 | - | - | 7.7% | |
| 15/02/2025 | 11-2024 | 599.0 | 0.4% | 7.3% |
| 15/01/2025 | 10-2024 | 596.6 | 0.5% | 7.6% |
| 15/12/2024 | 09-2024 | 593.6 | 0.2% | 6.5% |
| 15/11/2024 | 08-2024 | 592.4 | -0.1% | 6.1% |
| 15/10/2024 | 07-2024 | 593.0 | 0.2% | 6% |
| 15/09/2024 | 06-2024 | 591.8 | 0.8% | 5.6% |
| 15/08/2024 | 05-2024 | 587.1 | 0.6% | 4.6% |
| 15/07/2024 | 04-2024 | 583.6 | 0.7% | 3.3% |
| 15/06/2024 | 03-2024 | 579.5 | 0.8% | 2.1% |
| 15/05/2024 | 02-2024 | 574.9 | 1% | 1.1% |
| 15/04/2024 | 01-2024 | 569.2 | 1.1% | 0.1% |
| 15/03/2024 | 12-2023 | 563.0 | 0.9% | -1% |
| מדד שנתי 2023 | - | - | -1% | |
| 15/02/2024 | 11-2023 | 558.0 | 0.6% | -1.7% |
| 15/01/2024 | 10-2023 | 554.7 | -0.5% | -2.2% |
| 15/12/2023 | 09-2023 | 557.5 | -0.2% | -1.4% |
| 15/11/2023 | 08-2023 | 558.6 | -0.1% | -0.2% |
| 15/10/2023 | 07-2023 | 559.2 | -0.2% | 1% |
| 15/09/2023 | 06-2023 | 560.3 | -0.2% | 3% |
| 15/08/2023 | 05-2023 | 561.4 | -0.6% | 4.7% |
| 15/07/2023 | 04-2023 | 564.8 | -0.5% | 7.5% |
| 15/06/2023 | 03-2023 | 567.6 | -0.2% | 9.8% |
| 15/05/2023 | 02-2023 | 568.7 | 0% | 11.1% |
| 15/04/2023 | 01-2023 | 568.7 | 0% | 12.9% |
| 15/03/2023 | 12-2022 | 568.7 | 0.2% | 14.7% |
| מדד שנתי 2022 | - | - | 14.7% | |
| 15/02/2023 | 11-2022 | 567.6 | 0.1% | 16.9% |
| 15/01/2023 | 10-2022 | 567.0 | 0.3% | 18.7% |
| 15/12/2022 | 09-2022 | 565.3 | 1% | 20% |
| 15/11/2022 | 08-2022 | 559.7 | 1.1% | 19.8% |
| 15/10/2022 | 07-2022 | 553.6 | 1.8% | 19% |
| 15/09/2022 | 06-2022 | 543.8 | 1.4% | 18.2% |
| 15/08/2022 | 05-2022 | 536.3 | 2.1% | 18% |
| 15/07/2022 | 04-2022 | 525.3 | 1.6% | 16.2% |
| 15/06/2022 | 03-2022 | 517.0 | 1% | 15.3% |
| 15/05/2022 | 02-2022 | 511.9 | 1.6% | 15.6% |
| 15/04/2022 | 01-2022 | 503.8 | 1.6% | 14.7% |
| 15/03/2022 | 12-2021 | 495.9 | 2.1% | 13.1% |
| מדד שנתי 2021 | - | - | 13.1% | |
| 15/02/2022 | 11-2021 | 485.7 | 1.7% | 11.5% |
| 15/01/2022 | 10-2021 | 477.6 | 1.4% | 10.6% |
| 15/12/2021 | 09-2021 | 471.0 | 0.8% | 10.1% |
| 15/11/2021 | 08-2021 | 467.3 | 0.4% | 9.5% |
| 15/10/2021 | 07-2021 | 465.4 | 1.2% | 9.2% |
| 15/09/2021 | 06-2021 | 459.9 | 1.2% | 7.9% |
| 15/08/2021 | 05-2021 | 454.4 | 0.5% | 7.7% |
| 15/07/2021 | 04-2021 | 452.1 | 0.8% | 7.5% |
| 15/06/2021 | 03-2021 | 448.5 | 1.3% | 5.9% |
| 15/05/2021 | 02-2021 | 442.7 | 0.8% | 4.4% |
| 15/04/2021 | 01-2021 | 439.2 | 0.2% | 3.7% |
| 15/03/2021 | 12-2020 | 438.3 | 0.6% | 4% |
| מדד שנתי 2020 | - | - | 4% | |
| 15/02/2021 | 11-2020 | 435.7 | 0.9% | 4% |
| 15/01/2021 | 10-2020 | 431.8 | 0.9% | 3.1% |
| 15/12/2020 | 09-2020 | 427.9 | 0.3% | 2.7% |
| 15/11/2020 | 08-2020 | 426.6 | 0.1% | 2.9% |
| 15/10/2020 | 07-2020 | 426.2 | 0% | 2.7% |
| 15/09/2020 | 06-2020 | 426.2 | 1% | 3% |
| 15/08/2020 | 05-2020 | 422.0 | 0.3% | 1.9% |
| 15/07/2020 | 04-2020 | 420.7 | -0.7% | 1.9% |
| 15/06/2020 | 03-2020 | 423.7 | -0.1% | 3.1% |
| 15/05/2020 | 02-2020 | 424.1 | 0.1% | 3.5% |
| 15/04/2020 | 01-2020 | 423.7 | 0.5% | 3.8% |
| 15/03/2020 | 12-2019 | 421.6 | 0.6% | 4.2% |
| מדד שנתי 2019 | - | - | 4.2% | |
| 15/02/2020 | 11-2019 | 419.1 | 0.1% | 3.4% |
| 15/01/2020 | 10-2019 | 418.7 | 0.5% | 3.2% |
| 15/12/2019 | 09-2019 | 416.6 | 0.5% | 2.5% |
| 15/11/2019 | 08-2019 | 414.5 | -0.1% | 1.7% |
| 15/10/2019 | 07-2019 | 414.9 | 0.3% | 1.7% |
| 15/09/2019 | 06-2019 | 413.7 | -0.1% | 0.8% |
| 15/08/2019 | 05-2019 | 414.1 | 0.3% | 1.2% |
| 15/07/2019 | 04-2019 | 412.9 | 0.5% | 1.6% |
| 15/06/2019 | 03-2019 | 410.8 | 0.3% | 1.1% |
| 15/05/2019 | 02-2019 | 409.6 | 0.3% | 0.9% |
| 15/04/2019 | 01-2019 | 408.3 | 0.9% | 0.5% |
| 15/03/2019 | 12-2018 | 404.7 | -0.2% | -0.8% |
| מדד שנתי 2018 | - | - | -0.8% | |
| 15/02/2019 | 11-2018 | 405.5 | -0.1% | -1.6% |
| 15/01/2019 | 10-2018 | 405.8 | -0.2% | -2.1% |
| 15/12/2018 | 09-2018 | 406.6 | -0.2% | -1.9% |
| 15/11/2018 | 08-2018 | 407.4 | -0.2% | -2% |
| 15/10/2018 | 07-2018 | 408.1 | -0.6% | -1.5% |
| 15/09/2018 | 06-2018 | 410.5 | 0.3% | -0.6% |
| 15/08/2018 | 05-2018 | 409.2 | 0.7% | -0.1% |
| 15/07/2018 | 04-2018 | 406.2 | -0.1% | -0.4% |
| 15/06/2018 | 03-2018 | 406.5 | 0.1% | -0.1% |
| 15/05/2018 | 02-2018 | 405.9 | -0.1% | 0.2% |
| 15/04/2018 | 01-2018 | 406.3 | -0.4% | 0.9% |
| 15/03/2018 | 12-2017 | 407.8 | -1% | 1.4% |
| מדד שנתי 2017 | - | - | 1.4% | |
| 15/02/2018 | 11-2017 | 411.9 | -0.6% | 2.3% |
| 15/01/2018 | 10-2017 | 414.5 | 0% | 2.5% |
| 15/12/2017 | 09-2017 | 414.6 | -0.3% | 2.6% |
| 15/11/2017 | 08-2017 | 415.9 | 0.4% | 4% |
| 15/10/2017 | 07-2017 | 414.3 | 0.4% | 4.6% |
| 15/09/2017 | 06-2017 | 412.8 | 0.8% | 4.9% |
| 15/08/2017 | 05-2017 | 409.5 | 0.4% | 4.7% |
| 15/07/2017 | 04-2017 | 407.7 | 0.2% | 4.5% |
| 15/06/2017 | 03-2017 | 406.8 | 0.5% | 4.5% |
| 15/05/2017 | 02-2017 | 404.9 | 0.5% | 5.4% |
| 15/04/2017 | 01-2017 | 402.8 | 0.2% | 5.6% |
| 15/03/2017 | 12-2016 | 402.1 | -0.2% | 5.7% |
| מדד שנתי 2016 | - | - | 5.7% | |
| 15/02/2017 | 11-2016 | 402.8 | -0.4% | 6.7% |
| 15/01/2017 | 10-2016 | 404.4 | 0% | 8% |
| 15/12/2016 | 09-2016 | 404.2 | 1.1% | 8.9% |
| 15/11/2016 | 08-2016 | 399.9 | 1% | 8.4% |
| 15/10/2016 | 07-2016 | 396.1 | 0.7% | 7.3% |
| 15/09/2016 | 06-2016 | 393.4 | 0.6% | 6.8% |
| 15/08/2016 | 05-2016 | 391.1 | 0.2% | 7.3% |
| 15/07/2016 | 04-2016 | 390.2 | 0.3% | 7.9% |
| 15/06/2016 | 03-2016 | 389.1 | 1.3% | 7.9% |
| 15/05/2016 | 02-2016 | 384.0 | 0.7% | 7.2% |
| 15/04/2016 | 01-2016 | 381.4 | 0.3% | 7.5% |
| 15/03/2016 | 12-2015 | 380.4 | 0.8% | 7.9% |
| מדד שנתי 2015 | - | - | 7.9% | |
| 15/02/2016 | 11-2015 | 377.5 | 0.8% | 7.8% |
| 15/01/2016 | 10-2015 | 374.4 | 0.8% | 7.2% |
| 15/12/2015 | 09-2015 | 371.3 | 0.6% | 6.7% |
| 15/11/2015 | 08-2015 | 369.0 | -0.1% | 6.9% |
| 15/10/2015 | 07-2015 | 369.2 | 0.2% | 6.9% |
| 15/09/2015 | 06-2015 | 368.3 | 1% | 5.9% |
| 15/08/2015 | 05-2015 | 364.5 | 0.8% | 4.9% |
| 15/07/2015 | 04-2015 | 361.5 | 0.2% | 3.8% |
| 15/06/2015 | 03-2015 | 360.6 | 0.6% | 4% |
| 15/05/2015 | 02-2015 | 358.3 | 1% | 4.3% |
| 15/04/2015 | 01-2015 | 354.8 | 0.7% | 3.9% |
| 15/03/2015 | 12-2014 | 352.5 | 0.6% | 4.3% |
| מדד שנתי 2014 | - | - | 4.3% | |
| 15/02/2015 | 11-2014 | 350.3 | 0.3% | 4.6% |
| 15/01/2015 | 10-2014 | 349.3 | 0.4% | 5.9% |
| 15/12/2014 | 09-2014 | 347.9 | 0.8% | 5.9% |
| 15/11/2014 | 08-2014 | 345.2 | -0.1% | 4.6% |
| 15/10/2014 | 07-2014 | 345.4 | -0.7% | 5.2% |
| 15/09/2014 | 06-2014 | 347.8 | 0.1% | 6.6% |
| 15/08/2014 | 05-2014 | 347.6 | -0.1% | 7.7% |
| 15/07/2014 | 04-2014 | 348.1 | 0.4% | 9% |
| 15/06/2014 | 03-2014 | 346.6 | 0.9% | 8.3% |
| 15/05/2014 | 02-2014 | 343.6 | 0.6% | 7.5% |
| 15/04/2014 | 01-2014 | 341.5 | 1% | 7.1% |
| 15/03/2014 | 12-2013 | 338.1 | 1% | 7.3% |
| מדד שנתי 2013 | - | - | 7.3% | |
| 15/02/2014 | 11-2013 | 334.9 | 1.5% | 8.1% |
| 15/01/2014 | 10-2013 | 329.9 | 0.4% | 7.9% |
| 15/12/2013 | 09-2013 | 328.5 | -0.5% | 8.6% |
| 15/11/2013 | 08-2013 | 330.0 | 0.5% | 9.9% |
| 15/10/2013 | 07-2013 | 328.4 | 0.6% | 10.1% |
| 15/09/2013 | 06-2013 | 326.3 | 1.1% | 10.2% |
| 15/08/2013 | 05-2013 | 322.6 | 1% | 9.6% |
| 15/07/2013 | 04-2013 | 319.5 | -0.2% | 8.5% |
| 15/06/2013 | 03-2013 | 320.0 | 0.1% | 9.1% |
| 15/05/2013 | 02-2013 | 319.7 | 0.2% | 10.1% |
| 15/04/2013 | 01-2013 | 319.0 | 1.3% | 10% |
| 15/03/2013 | 12-2012 | 315.0 | 1.7% | 8.7% |
| מדד שנתי 2012 | - | - | 8.7% | |
| 15/02/2013 | 11-2012 | 309.7 | 1.3% | 6.8% |
| 15/01/2013 | 10-2012 | 305.8 | 1.1% | 5.6% |
| 15/12/2012 | 09-2012 | 302.6 | 0.7% | 4.1% |
| 15/11/2012 | 08-2012 | 300.4 | 0.7% | 2.4% |
| 15/10/2012 | 07-2012 | 298.3 | 0.7% | 1.3% |
| 15/09/2012 | 06-2012 | 296.2 | 0.6% | 0.8% |
| 15/08/2012 | 05-2012 | 294.4 | -0.1% | 1% |
| 15/07/2012 | 04-2012 | 294.6 | 0.4% | 1.6% |
| 15/06/2012 | 03-2012 | 293.4 | 1% | 1.8% |
| 15/05/2012 | 02-2012 | 290.5 | 0.1% | 2% |
| 15/04/2012 | 01-2012 | 290.1 | 0.1% | 2.9% |
| 15/03/2012 | 12-2011 | 289.8 | -0.1% | 4% |
| מדד שנתי 2011 | - | - | 4% | |
| 15/02/2012 | 11-2011 | 290.1 | 0.2% | 5.4% |
| 15/01/2012 | 10-2011 | 289.6 | -0.4% | 6.8% |
| 15/12/2011 | 09-2011 | 290.7 | -0.9% | 8.4% |
| 15/11/2011 | 08-2011 | 293.4 | -0.3% | 9.8% |
| 15/10/2011 | 07-2011 | 294.4 | 0.2% | 11.6% |
| 15/09/2011 | 06-2011 | 293.8 | 0.8% | 12.9% |
| 15/08/2011 | 05-2011 | 291.6 | 0.6% | 12.4% |
| 15/07/2011 | 04-2011 | 290.0 | 0.6% | 13.9% |
| 15/06/2011 | 03-2011 | 288.3 | 1.3% | 14.8% |
| 15/05/2011 | 02-2011 | 284.7 | 1% | 13.7% |
| 15/04/2011 | 01-2011 | 282.0 | 1.2% | 14.1% |
| 15/03/2011 | 12-2010 | 278.7 | 1.2% | 14.1% |
| מדד שנתי 2010 | - | - | 14.1% | |
| 15/02/2011 | 11-2010 | 275.3 | 1.5% | 14.9% |
| 15/01/2011 | 10-2010 | 271.2 | 1.2% | 14.4% |
| 15/12/2010 | 09-2010 | 268.1 | 0.3% | 15.6% |
| 15/11/2010 | 08-2010 | 267.2 | 1.3% | 17.1% |
| 15/10/2010 | 07-2010 | 263.7 | 1.3% | 17% |
| 15/09/2010 | 06-2010 | 260.3 | 0.3% | 18% |
| 15/08/2010 | 05-2010 | 259.5 | 1.9% | 20.4% |
| 15/07/2010 | 04-2010 | 254.6 | 1.4% | 19.8% |
| 15/06/2010 | 03-2010 | 251.1 | 0.2% | 19.6% |
| 15/05/2010 | 02-2010 | 250.5 | 1.4% | 21% |
| 15/04/2010 | 01-2010 | 247.1 | 1.1% | 20.9% |
| 15/03/2010 | 12-2009 | 244.3 | 1.9% | 19.9% |
| מדד שנתי 2009 | - | - | 19.9% | |
| 15/02/2010 | 11-2009 | 239.7 | 1.1% | 18.2% |
| 15/01/2010 | 10-2009 | 237.1 | 2.2% | 16.6% |
| 15/12/2009 | 09-2009 | 231.9 | 1.7% | 13.9% |
| 15/11/2009 | 08-2009 | 228.1 | 1.2% | 13.1% |
| 15/10/2009 | 07-2009 | 225.3 | 2.1% | 13% |
| 15/09/2009 | 06-2009 | 220.6 | 2.4% | 12.8% |
| 15/08/2009 | 05-2009 | 215.5 | 1.4% | 12.6% |
| 15/07/2009 | 04-2009 | 212.5 | 1.2% | 11.8% |
| 15/06/2009 | 03-2009 | 209.9 | 1.4% | 10.7% |
| 15/05/2009 | 02-2009 | 207.1 | 1.3% | 10.4% |
| 15/04/2009 | 01-2009 | 204.3 | 0.2% | 10.3% |
| 15/03/2009 | 12-2008 | 203.8 | 1% | 10.6% |
| מדד שנתי 2008 | - | - | 10.6% | |
| 15/02/2009 | 11-2008 | 202.8 | -0.3% | 10.6% |
| 15/01/2009 | 10-2008 | 203.4 | -0.1% | 11.1% |
| 15/12/2008 | 09-2008 | 203.6 | 0.9% | 10.6% |
| 15/11/2008 | 08-2008 | 201.7 | 1.2% | 8.3% |
| 15/10/2008 | 07-2008 | 199.3 | 1.9% | 6.4% |
| 15/09/2008 | 06-2008 | 195.5 | 2.1% | 6% |
| 15/08/2008 | 05-2008 | 191.4 | 0.7% | 6.3% |
| 15/07/2008 | 04-2008 | 190.0 | 0.2% | 7.2% |
| 15/06/2008 | 03-2008 | 189.6 | 1.1% | 6.2% |
| 15/05/2008 | 02-2008 | 187.6 | 1.2% | 4.4% |
| 15/04/2008 | 01-2008 | 185.3 | 0.5% | 3.1% |
| 15/03/2008 | 12-2007 | 184.3 | 0.5% | 3.2% |
| מדד שנתי 2007 | - | - | 3.2% | |
| 15/02/2008 | 11-2007 | 183.3 | 0.1% | 1.7% |
| 15/01/2008 | 10-2007 | 183.1 | -0.5% | 0.4% |
| 15/12/2007 | 09-2007 | 184.1 | -1.2% | 0.4% |
| 15/11/2007 | 08-2007 | 186.3 | -0.6% | -0.1% |
| 15/10/2007 | 07-2007 | 187.4 | 1.6% | 0.6% |
| 15/09/2007 | 06-2007 | 184.5 | 2.4% | -0.5% |
| 15/08/2007 | 05-2007 | 180.1 | 1.6% | -2.9% |
| 15/07/2007 | 04-2007 | 177.3 | -0.7% | -5.3% |
| 15/06/2007 | 03-2007 | 178.5 | -0.7% | -6.1% |
| 15/05/2007 | 02-2007 | 179.7 | 0% | -5% |
| 15/04/2007 | 01-2007 | 179.7 | 0.6% | -4.5% |
| 15/03/2007 | 12-2006 | 178.6 | -0.9% | -4.3% |
| מדד שנתי 2006 | - | - | -4.3% | |
| 15/02/2007 | 11-2006 | 180.2 | -1.2% | -3.8% |
| 15/01/2007 | 10-2006 | 182.4 | -0.5% | -3.5% |
| 15/12/2006 | 09-2006 | 183.4 | -1.7% | -2% |
| 15/11/2006 | 08-2006 | 186.5 | 0.2% | 0.6% |
| 15/10/2006 | 07-2006 | 186.2 | 0.4% | 0.3% |
| 15/09/2006 | 06-2006 | 185.4 | 0% | -0.1% |
| 15/08/2006 | 05-2006 | 185.4 | -1% | 1.3% |
| 15/07/2006 | 04-2006 | 187.2 | -1.5% | 2.6% |
| 15/06/2006 | 03-2006 | 190.1 | 0.5% | 4.3% |
| 15/05/2006 | 02-2006 | 189.2 | 0.5% | 5.4% |
| 15/04/2006 | 01-2006 | 188.2 | 0.8% | 5.4% |
| 15/03/2006 | 12-2005 | 186.7 | -0.3% | - |
| 15/02/2006 | 11-2005 | 187.3 | -0.9% | - |
| 15/01/2006 | 10-2005 | 189.0 | 1% | - |
| 15/12/2005 | 09-2005 | 187.1 | 0.9% | - |
| 15/11/2005 | 08-2005 | 185.4 | -0.2% | - |
| 15/10/2005 | 07-2005 | 185.7 | 0.1% | - |
| 15/09/2005 | 06-2005 | 185.6 | 1.4% | - |
| 15/08/2005 | 05-2005 | 183.1 | 0.3% | - |
| 15/07/2005 | 04-2005 | 182.5 | 0.2% | - |
| 15/06/2005 | 03-2005 | 182.2 | 1.5% | - |
| 15/05/2005 | 02-2005 | 179.5 | 0.5% | - |
| 15/04/2005 | 01-2005 | 178.6 | -0.1% | - |
ריביות זכאות של משרד הבינוי והשיכון
מסלול הזכאות נקבע בהוראות משרד הבינוי והשיכון ואינו מפורסם במקורות הנתונים המחוברים כרגע לאתר.
ממתין לנתונים. לא מוצגים כאן מספרים עד שיחובר מקור נתונים רשמי.
ריביות במסלולים נוספים
הלוואת גישור, הלוואה לכל מטרה בשעבוד נכס ומשכנתא הפוכה. הריבית בהם נקבעת פרטנית מול הגורם המממן.
ממתין לנתונים. לא מוצגים כאן מספרים עד שיחובר מקור נתונים רשמי.
יועץ המשכנתאות מסביר
הסרטון נטען מיוטיוב רק בלחיצה, כדי לא להאט את טעינת העמוד.
איך קוראים את טבלת הריביות?
חשוב להבין: הממוצע שמפרסם בנק ישראל כולל סל רחב של הלוואות, ובהן גם הלוואות לכל מטרה כנגד שעבוד דירה והלוואות זכאות. הוא אינו משקף בהכרח את מה שתקבלו אתם, והוא נועד בראש ובראשונה לשימוש הבנקים.
רוב האנשים חושבים שהריבית הממוצעת נועדה להשוות את ההצעה שלהם. זו טעות. הנתון הזה נועד בעיקר לחישוב עמלת פירעון מוקדם, מה שמכונה קנס היוון.
איך זה עובד? כשאתם מסלקים או ממחזרים מסלול בריבית קבועה, הבנק בודק את הריבית שלכם מול הריבית הממוצעת ביום הפירעון. דוגמה: אם יש לכם מסלול בריבית קבועה של 5% ואתם רוצים לסלק אותו, ואם הריבית הממוצעת לתקופה שנותרה עומדת על 4%, יש פער של אחוז אחד לטובת הבנק ותשלמו עמלת פערי ריבית. אם הממוצעת גבוהה מהריבית שלכם, אין פער לרעתכם.
בתקופה של ירידת ריביות, ככל שהריבית הממוצעת יורדת כך גדל הסיכוי שמסלול קבוע שנלקח בעבר ייכנס לטווח של קנסות היוון. בחלק מהמקרים מדובר בסכומים משמעותיים, וברוב המקרים אפשר להיערך לכך מראש.
מה משפיע על ריבית המשכנתא שתקבלו מהבנק?
הבנק הוא עסק לניהול סיכונים. כשאתם נכנסים לסניף, הבנק בוחן אתכם כרמת סיכון. כדי לקבוע את המחיר, הוא בודק כמה אתם מסוכנים מבחינתו.
1. פרופיל האשראי שלכם
מערכת נתוני האשראי של בנק ישראל מאפשרת לבנקים לראות את היסטוריית התשלומים שלכם שלוש שנים לאחור. דירוג נמוך מתורגם מיידית לריבית גבוהה יותר כפרמיית סיכון. לפני שפונים לבנק כדאי להוציא דוח נתוני אשראי, לסגור חובות קטנים ולהקפיד שלא יהיו חריגות בחשבון.
2. שיעור ההון העצמי ואחוז המימון
יש מדרגות ריבית לפי אחוז מימון. יחס מימון נמוך מ-45% נחשב לרמת הסיכון הנמוכה, ומעל 60% הטריטוריה יקרה יותר. ירידה במדרגת המימון, גם בכמה אחוזים, מוזילה את הריבית על כל סכום ההלוואה.
3. שווי הנכס ומיקומו
הדירה היא הבטוחה של הבנק. נכס סחיר שקל למכור נתפס כסיכון נמוך יותר מנכס בעייתי, למשל נכס עם חריגות בנייה, טאבו לא מסודר או דירה בקיבוץ. ככל שהסיכון גבוה יותר, כך הריבית עולה.
4. תקופת ההלוואה
משכנתא ל-30 שנה מורידה את ההחזר החודשי אבל מייקרת משמעותית את העלות הכוללת. תקופה ארוכה נתפסת כסיכון גדול יותר, ולכן הריבית ל-30 שנה כמעט תמיד גבוהה מזו שתקבלו ל-15 או ל-20 שנה.
5. המצב הכלכלי במשק
הריבית שלכם לא חיה בוואקום. החלטות הריבית של בנק ישראל וסביבת האינפלציה משפיעות ישירות על הריביות בשוק. הנתונים המעודכנים מופיעים בטבלאות שבראש העמוד. בכל מקרה, אל תסתפקו בהצעה הראשונה ובצעו סקר שוק מול כמה בנקים.
איך נקבעת ריבית המשכנתא?
הריבית שתקבלו מושפעת בעיקר מריבית בנק ישראל. כשבנק ישראל מעלה את הריבית, הבנקים מעלים את הריבית על המשכנתאות וההחזר החודשי גדל. כשהוא מוריד, יש סיכוי שהריבית תרד.
בנוסף, הריבית מושפעת מהמצב הכלכלי במדינה: באינפלציה גבוהה או בחוסר יציבות, הריביות בדרך כלל גבוהות יותר.
הפרמטרים שקובעים את הריבית הסופית כוללים את סוג הריבית במסלול, סכום ההלוואה, אחוז המימון, מספר שנות ההחזר, שינויי המדד במסלולים הצמודים, סביבת הריבית במשק וגובה ריבית הפריים.
- ריבית קבועה, צמודה או לא צמודה למדד: ההחזר ידוע מראש, ובפירעון מוקדם עלולה לחול עמלת פערי ריבית.
- ריבית משתנה, צמודה או לא צמודה למדד: מתעדכנת בתחנות היציאה לפי עוגן שנקבע בהסכם.
- ריבית הפריים: נגזרת מריבית בנק ישראל בתוספת 1.5 נקודות האחוז ומשתנה עם כל החלטת ריבית.
בשורה התחתונה: הריבית שלכם מורכבת מהחלטות של בנק ישראל, ממצב המשק ומסוג המסלול שתבחרו. לפני שחותמים כדאי לבדוק, להשוות ולהחליט כמה סיכון אתם מוכנים לקחת.
שאלות נפוצות על ריביות משכנתא
מהי הריבית הממוצעת שמפרסם בנק ישראל?
זהו ממוצע של סל רחב של הלוואות משכנתא, ובהן גם הלוואות לכל מטרה בשעבוד דירה והלוואות זכאות. הממוצע אינו משקף בהכרח את הריבית שתקבלו אתם, והוא נועד בראש ובראשונה לשימוש הבנקים.
למה הריבית הממוצעת חשובה בכלל?
הנתון משמש בעיקר לחישוב עמלת פירעון מוקדם, מה שמכונה קנס היוון. כשפורעים או ממחזרים מסלול בריבית קבועה, הבנק משווה את הריבית שלכם לריבית הממוצעת ביום הפירעון, ולפי הפער נקבעת עמלת פערי הריבית.
מה הקשר בין ריבית בנק ישראל לריבית הפריים?
ריבית הפריים נגזרת מריבית בנק ישראל בתוספת קבועה של 1.5 נקודות האחוז. כששיעור ריבית בנק ישראל משתנה, הפריים משתנה בהתאם, וההחזר החודשי במסלול הפריים מתעדכן.
מה משפיע על הריבית שאקבל בבנק?
פרופיל האשראי שלכם, שיעור ההון העצמי ואחוז המימון, שווי הנכס ומיקומו, תקופת ההלוואה והמצב הכלכלי במשק. אחוז מימון נמוך יותר נחשב לסיכון נמוך יותר ומשפיע ישירות על הריבית.
למה משכנתא ל-30 שנה יוצאת יקרה יותר?
תקופה ארוכה נתפסת אצל הבנק כסיכון גדול יותר, ולכן הריבית לרוב גבוהה מזו שתקבלו ל-15 או ל-20 שנה. ההחזר החודשי קטן, אבל העלות הכוללת לאורך השנים גדלה.
כל כמה זמן מתעדכנים הנתונים בעמוד?
ריבית בנק ישראל מתעדכנת בהחלטות הוועדה המוניטרית. ממוצעי הריבית והמדדים מתעדכנים לפי מועד הפרסום הרשמי של בנק ישראל והלמ"ס, ולרוב מתייחסים לחודש הלוואות קודם.
רוצים ייעוץ מקצועי?
בדיקה ראשונית ללא עלות, ייעוץ אישי ומקצועי.
